
Comparative to other luxury carmakers, Aston Martin Rapid S Sedan car insurance costs are 50% higher than for BMW and 17% higher than Mercedes-Benz.
Buying an affordable used vehicle? Consider luxury or exotic auto policies (commonly referred to as specialty or collectors car insurance), which typically offer agreed value settlement.
Liability Coverage
Aston Martin cars are known for combining luxury, style, and performance into one sleek package. Unfortunately, their steep price tags often result in increased car insurance premiums; luckily there are ways to decrease them, including enrolling in usage-based insurance programs and shopping around. You can get an accurate sense of what your Aston Martin will cost to insure by getting multiple quotes from providers.
If you're shopping for four-door Aston Martin, it may seem strange for British automaker Aston Martin to offer a sedan option - until now! The 2017 Rapide S coupe is an eye-catching beauty, looking and performing like an Aston Martin DB9 or Vanquish; acceleration to 60 mph takes just 5.1 seconds while top-spec AMR variants can do it even quicker; its throaty quad exhaust lets passersby know this is not your everyday sedan.
There's plenty of customizability options to make the Rapide S uniquely your own, too. Aston Martin provides various trim finishes, stitch colors, wheels and more for customization purposes - everything from trim finishes and stitch colors to wheels! Plus there's the added luxury of ventilation on both front and rear seats, rear-seat entertainment systems and customizable infotainment interface. And don't forget the safety equipment like rearview cameras, blind spot monitors and cross traffic alert.
Though not designed as an eco-warrior car, the Rapide S still achieves impressive fuel economy for its size. Its combined rating of 17 mpg beats out its class average of 15.4, and is faster than Tesla Model S Performance which can achieve zero-60 acceleration in just 2.4 seconds using Ludicrous mode.
The Aston Martin Rapide S is an amazing ride, but its cost can be high. CarsGuide reports that an annual insurance rate for 2022 models averages over $200 a month when driven by someone aged 40 with no tickets or accidents driving 13,000 miles annually.
Drivers looking to save money on car insurance should consider signing up for a usage-based program, which rewards safe drivers with reduced premiums. Another way is searching for discounts offered by insurers like good student discounts or safe driving rebates; also consider an actual cash value policy which pays NADA or Kelley Blue Book values should your vehicle become totaled or stolen.
Comprehensive Coverage
Aston Martin Rapide S is proof that four-door sedans that resemble coupes don't need to be dull! Everything great about their James Bond 007 models have been included into a four-door design while still looking like coupes from the outside, yet providing extra room inside.
This Rapide S's V12 produces an intoxicating burble, both heard and felt. Switching it into Sport mode changes both its shifting strategy and throttle response; sometimes even before reaching paddles on the steering wheel for shifts!
Although large, this Aston Martin remains agile on the road due to its near-perfect weight distribution and stiff suspension system, which enables it to zip around tracks with little body roll. Furthermore, its Comfort mode can tamp down vigor for more ride comfort during daily commutes or runs to high-end grocery stores; if used as a sports sedan occasionally though it would probably be wiser to disable Track Mode to prevent accidentally spilling coffee all over your Incotex pants!
Comprehensive insurance can give you peace of mind that your Aston Martin is protected in case of an accident or theft, with up to $100,000 covered for property damage and medical expenses for you and your passengers in standard packages. If this coverage doesn't meet your needs, additional coverage options can always be added on. ValuePenguin advises drivers consider adding personal injury protection or medical payment coverage, which may help cover medical bills or lost wages even if found at fault in an accident, along with collision coverage for repairs should your Aston Martin be damaged in an accident.
Are You Searching for Your Used Aston Martin Rapide S? At Asbury Auto, our selection of vehicles may just have what you're searching for - then use Clicklane's online car purchasing service to shop and compare rates in an open, mobile-friendly environment before visiting any one of Greenville locations to complete the transaction in person!
Collision Coverage
A full coverage policy for a 2022 Aston Martin Rapid S Sedan typically covers three things: liability (for injuries or damages to other people), comprehensive coverage (to address events beyond your control such as hail storms or vandalism) and collision coverage (optional; used if involved in traffic accident with another vehicle or object). Selecting a higher deductible could significantly decrease annual premium costs for drivers with low risk profiles.
Aston Martin annual car insurance costs are around $1,458, considerably higher than many exotic luxury cars. Comparatively, Tesla Model Y costs average $2,878 annually while Mercedes-Benz CLA 250s cost $4,326 on average annually for coverage. To gain more insight into what your particular annual insurance costs may be you can use our table to compare car insurance rates by model and state.
No matter which model of Aston Martin you drive, chances are it is equipped with modern safety and driver assistance features that could lower your car insurance rates. For instance, the 2014 Aston Martin comes standard with electronic stability control, night vision technology and active/passive anti-theft devices which could save tens of dollars annually depending on insurer and state laws.
Other factors affecting Aston Martin insurance cost include age, driving record and credit history. Younger drivers tend to face higher car insurance rates as they are more likely to cause accidents; it is therefore essential that younger drivers keep a clean driving record and maintain a credit score above 720 in order to minimize premium increases.
Save on car insurance with good driving records by taking advantage of any discounts you qualify for - many insurers provide discounts for safe driving habits, teen driver programs and good student discounts, for instance. Also shop around and compare quotes to find an Aston Martin policy at the best possible rate!
Uninsured Motorist Coverage
A comprehensive coverage policy for a 2022 Aston Martin Rapid S Sedan typically includes liability coverage to pay for injuries or property damage you cause; comprehensive and collision coverage (which pays to repair your car after an accident or theft); personal injury protection; uninsured motorist coverage; as well as additional coverage such as new car replacement policy if declared total loss.
Luxury vehicles typically have higher auto insurance premiums due to being more costly to repair and replace, as well as being driven by high-risk drivers such as teenagers, college students, or those convicted of DUI/DWI - which causes rates to skyrocket.
As Aston Martin car insurance premiums tend to be higher, you may be able to reduce costs by increasing your deductible or enrolling in telematics devices that track driving behavior and can lower monthly premiums by monitoring driving patterns. Furthermore, certain insurers offer low mileage or safe driver discounts of up to 40%!
If you're seeking ways to lower the rates on your Aston Martin insurance premiums, one way is by lowering its overall value by eliminating unnecessary equipment or accessories that don't serve a function in the car. Furthermore, do your research when searching for providers before making a final decision.
Finally, Aston Martin owners should investigate senior discount options which can save them up to $2,360 annually on car insurance premiums. Senior drivers tend to experience less accidents and thefts, so older drivers tend to receive better car insurance deals than younger ones.
The Aston Martin Rapide S is an amazingly fast and comfortable sports sedan that provides excellent fuel economy ratings, making it a smart option for buyers with tight budgets looking for luxury vehicle purchases. Compare car insurance prices online before purchasing this model of Aston Martin.