Car insurance premiums for Aston Martin vehicles may be costly, but there are ways to lower them. Some providers provide discounts based on factors like driving record, age, gender and credit score.
The 2018 Aston Martin Vanquish is an exotic coupe drenched in seduction. Equipped with a 580 horsepower V12 that drives power directly to the rear wheels, this vehicle can reach 60mph in under 3.5 seconds.
Liability Coverage
As with any luxury brand, Aston Martins are notoriously costly to insure - the average annual cost to insure an Aston Martin is $2,800 but may vary depending on provider and driver characteristics - therefore it's wise to compare quotes before making your decision.
Your insurance rates can be reduced without compromising coverage of your policy in several ways, such as maintaining a clean driving record, strong credit, and lower mileage. Also consider adding comprehensive and collision coverage - these policies provide coverage if your vehicle is damaged in either a collision or noncollision event, and may pay for original equipment manufacturer parts in case repairs need to be performed on it.
Though not required by law, you should also consider purchasing personal injury protection or medical payment coverage. This coverage provides coverage for accident-related medical expenses that you or your passengers incur regardless of who caused them and can help cover legal fees if sued for damages.
Be mindful that your Aston Martin may come equipped with features not covered under standard car insurance, such as stereo equipment or navigation upgrades that might increase premiums. To make sure that you are paying the correct amount for your Aston Martin insurance premiums, speak to an agent.
Collision Coverage
The Aston Martin Vanquish competes with other luxury grand touring vehicles like the Maserati Gran Turismo, Porsche 911 Turbo and Ferrari 488 for luxury grand touring status, but stands out with its combination of style, contemporary features and comfortable driving experience. This makes the Vanquish an excellent option for drivers seeking performance car thrills combined with comfort - and Aston Martin makes a fantastic choice among these high-performance vehicles.
As this is a luxurious sports car, it may require more specialized coverage levels and higher deductibles than traditional family midsized sedans. Due to its smaller body size and more powerful engine than many other cars, the Aston Martin is more susceptible to damage caused by road debris or collisions than others.
To achieve the lowest car insurance rates, it's essential that you carry a comprehensive and collision policy with adequate liability limits. ValuePenguin suggests carrying at least $300,000.000 of bodily injury liability coverage per driver/passenger as well as $250,000 per incident of property damage coverage. Also important are optional coverages like personal injury protection (PIP), which pays for accident-related medical expenses; as well as new car replacement coverage which would cover replacement of your Aston Martin with its latest model should it become totaled.
If your vehicle falls into this category, specialty or collectors auto insurance could provide much lower premiums than regular car policies. These policies typically have an agreed value system so both you and the insurer agree on an amount in case it's totaled or stolen.
Comprehensive Coverage
The 2018 Aston Martin Vanquish is a rear-drive luxury grand tourer with two seats in tandem and an eight-speed automatic transmission. Available as either coupe or convertible versions, its sleek exterior boasts luxurious amenities and state-of-the-art technology while its interior boasts luxurious amenities and state-of-the-art technology. Powered by its high revving V12 engine that produces 580 horsepower that delivers it directly to its rear wheels via eight speed automatic transmission - this vehicle can go from zero to sixty in less than 3.5 seconds before reaching top speed of 201mph!
The Aston Martin Vanquish is a hand-built car with unrivaled heritage and powerful performance capabilities, but its exclusivity comes at a steep cost - its manufacturer's suggested retail price starts at $298,000 for coupe models and can quickly exceed $316,500 when options are added - surpassing any comparable exotic like Audi R8 and McLaren 570S by some distance.
Car insurance providers typically offer coverage for Aston Martin Vanquish drivers, including both liability and collision coverage. You may also save on premiums by opting for an agreed-value policy which allows you to specify an agreed dollar value should your vehicle become totaled; this type of agreement limits potential payouts in case of total loss, though its limitations could limit potential claim payouts as it requires you to maintain at least $100,000 per person and $300,000.
Uninsured Motorist Coverage
The Aston Martin Vantage is an expensive luxury sports car requiring special parts and repairs that may prove more expensive than anticipated. Additionally, its powerful engine can increase auto insurance premiums substantially; furthermore its smaller body may increase accident risks; plus exotic cars require more costly repairs and may be harder to replace should they become stolen.
Reduce your Aston Martin car insurance rate by raising your deductible or by adding more coverages to your policy, bundling them together or getting a multi-vehicle discount from one provider, reducing mileage or enrolling in a telematics program - these programs track driving behavior and reward safe drivers with savings.
Insurance premiums for an Aston Martin are more costly than for other luxury sports cars like BMW or Mercedes-Benz; however, its excellent safety and reliability ratings help to offset some of these higher premiums. Furthermore, many Aston Martin drivers opt to add extra coverage in their policy than with other marques to ensure their investments are safeguarded properly.
Other popular add-ons are personal injury protection or medical payment coverage, which covers your accident-related expenses regardless of who caused them; and new car replacement coverage, which reimburses for the value of a brand new car if destroyed in an accident. You may even qualify for special collector's auto policies which provide NADA or Kelley Blue Book values adjusted for depreciation - making for peace of mind should a total loss occur.
Underinsured Motorist Coverage
Uninsured/underinsured motorist coverage, commonly referred to as UM/UIM coverage, assists in covering medical costs and vehicle repairs caused by drivers without auto insurance policies. It can either be added on as an optional add-on or required in certain states.
Before purchasing car insurance, it's essential that you gain an understanding of all of the coverage types available to you. Cheap policies may look appealing but fail to adequately protect against accidents or other issues. To learn more about these policies and their specifics, it may be worthwhile reaching out to an independent agent or visiting a local agency and speaking to someone directly; the agent can inform you about all available options while helping select one suitable for your individual requirements.
Aston Martins are known for their beauty and performance, so their insurance premiums tend to cost more than other luxury cars. But there are ways you can reduce them: increasing your deductible or decreasing coverage options will lower rates; choosing a higher-value model or taking advantage of discounts may also save money.
Contact Amica for a free Aston Martin Vanquish quote today, making sure that accurate details about your driving history and car are provided; this will give an accurate depiction of what to expect for your rate. Additionally, be aware of what minimum requirements and maximum limits exist in your state.
New Car Replacement Coverage
Your vehicle's make, model and trim can dramatically influence how much car insurance costs. Cars that cost more to repair due to custom, foreign or premium parts could result in higher premiums; additionally safety ratings play a factor; safer cars tend to get into accidents less frequently and are therefore less likely to be stolen.
Consider purchasing new car replacement coverage, which covers the costs associated with replacing your vehicle if it's totaled. Though this add-on can be expensive initially, it can actually save money over time and some insurers offer replacement cars at prices similar or even below what was being charged for its previous version.
Not only should you secure your new Aston Martin with collision and comprehensive policies, but additional coverages should be considered to make sure it is adequately protected. These may include roadside assistance coverage that pays if it breaks down or needs repairs; and personal injury protection policies which cover medical costs from an accident you cause regardless of fault.
Aston Martin recently confirmed its CEO announced the replacement for their Vanquish will arrive later this year - likely as an GT car focusing on style and performance, perhaps as an indicator of its revival under new management.