
2007 Aston Martin V8 Vantage Coupe/Convertible insurance costs can be high, but savings can be achieved through discounts such as good student, safe driver, multi-policy and homeowner policies.
While its exotic counterparts might turn heads, the Vantage still delivers reliable everyday driving performance at a more reasonable cost than those found in Porsche 911 and Lamborghini Huracan models.
Basic Coverage
As drivers in search of better car insurance policies, the first step should be comparing quotes from various providers. Remember that car insurance rates differ by state; your rate may depend on factors like location, credit score, driving history and more. Also take advantage of discounts available such as good student, multiple policies with same company or safe driver discounts to save money.
Aston Martin recently made two notable modifications to their V8 Vantage lineup in 2007. One was the debut of its convertible version, featuring a three-layer fabric top that retracts in 18 seconds with just the press of a button at speeds up to 30 miles per hour. A six-speed manual transmission comes standard while an optional Sportshift paddle-shifted automatic transmission can launch this two-seat front engined sports car from zero to 60 mph in just 4.7 seconds.
Car insurance coverage for this model typically costs $3,4888 annually for full coverage according to data from the National Association of Insurance Commissioners and assumes a 40-year-old driver with a clean driving record and solid credit. Teenagers will typically incur higher premiums; however, some insurers provide student discounts while offering seniors reduced rates.
Comprehensive Coverage
The 2007 Aston Martin V8 Vantage Coupe/Convertible is a two-seat sports car built on an aluminum alloy frame and rear-wheel drive, powered by a 4.3 liter, quad overhead cam 32 valve V8 engine with 430 horsepower output. Aston Martin's new two-seat model offers traditional Aston Martin design cues mixed with athleticism that make this vehicle suitable for competition in the exotic car market. It stands to take on Porsche 911s and Mercedes' SLs among others.
Aston Martin cars are an absolute pleasure to drive on both roads and tracks alike, thanks to its racing heritage that includes numerous class wins in GT competition. For drivers who appreciate more practicality than the DB9 offers, Aston Martin Vantage also features extras such as retractable rear spoilers and 19" anthracite-finish wheels as well as a sport button which accelerates gear changes while opening exhaust bypass valves to give more aggressive driving capability.
Aston Martin vehicles can be tailored to individual tastes with customizable paint colors and interior designs, luxurious accessories like steering wheel materials and "interior jewelry", trim inlays, blind-spot monitoring systems, as well as Mercedes' COMAND infotainment system with its 8-inch screen that utilizes a rotary dial and handwriting recognition capabilities. However, as with older exotic vehicles, Vantage falls behind its peers when it comes to technology in-car. Blind spot monitoring alone remains available from this vehicle model while Mercedes' COMAND infotainment system uses rotary dial technology with limited handwriting recognition capabilities for in-car entertainment purposes. However, unlike its rivals when it comes to technology capabilities compared with its rivals; only blind spot monitoring exists as opposed to blind spot monitoring as an in-car option; blind spot monitoring can be added by Mercedes as an in-car system connected by wire.
Collision Coverage
Aston Martin's two-seat Roadster is designed around their signature VH architecture; an ultralightweight framework constructed of aluminum and magnesium alloy with composite, steel, and aluminum body panels. The convertible features an electrically operated soft top that opens or closes at the touch of a button within 20 seconds; with stiff cross members added to maintain structural rigidity at speeds above 30 mph even with top down.
Inside, the Aston Martin Vantage boasts one of the best-looking cabins ever seen from this generation of Aston Martins. With clean lines, high-grade materials and its premium 700-watt audio system. Additional options such as Sportshift manumatic transmission, navigation system and piano black fascia trim can also be added; in addition, more aggressive Pirelli tires may also be installed through its Sports Pack option. Unfortunately due to its high price tag and limited sales volume it was never crash tested by either NHTSA or IIHS and so important technologies like forward collision warning and mitigation and lane keeping systems were missed out on.
Insurance costs for an Aston Martin V8 Vantage can vary by state and insurer; your costs could be different than expected. On average, however, the annual premium average is $2,426, significantly more than what is typically charged for luxury exotic cars nationwide. Your premiums will depend upon factors like driving history, credit score and coverage needs as well as any recent accidents or traffic violations; shopping around can often save money with available discounts and rate comparison.
Uninsured Motorist Coverage
Aston Martin Vantages are considered exotic sports cars with high ticket prices and extensive maintenance costs, in part due to their complex specialized parts. All this adds up to expensive insurance premiums; to reduce them further, consider purchasing comprehensive and collision coverage with high limits, uninsured motorist coverage and loan/lease gap insurance policies as these could help keep costs under control.
The Zebra suggests that an umbrella policy may be needed to cover custom equipment and accessories in your Aston Martin, such as stereo components, navigation system components and cameras. Also worth considering is personal accident protection insurance as this type of plan pays medical expenses and income loss in case of an accident.
Aston Martin V8 Vantage boasts a powerful engine with 386 horsepower and 4282ccs, making it a high performance vehicle. Some insurers view vehicles with such power as being more dangerous and may increase premium rates accordingly. Your Aston Martin may qualify for specialty or collector auto insurance policies. These differ from traditional policies in that they typically provide NADA or Kelley Blue Book value upon total loss after factoring for depreciation; before making this decision you should always speak to an Aston Martin specialist as they can give valuable advice regarding whether this will suit your vehicle or not.
Underinsured Motorist Coverage
Some car insurance providers provide additional options such as roadside assistance, rental car reimbursement and gap coverage that could have an effect on the total cost of car insurance for Aston Martin owners. It is essential that you find an insurer offering these types of policies and compare pricing before selecting an Aston Martin policy plan.
As well as comprehensive and collision coverage, some drivers may wish to purchase an umbrella policy for their Aston Martin V8 Vantage Coupe/Convertible. Such policies offer extra financial protection should an accident not be your responsibility take place and can help ensure your vehicle will be fully covered if another driver causes the incident.
Based on the value of your Aston Martin, an actual cash value (ACV) policy may also be in your best interests. An ACV policy offers coverage in case of total loss that provides the NADA or Kelley Blue Book value adjusted for depreciation; although cheaper than full coverage policies, its key to remember that in case of total loss you will only receive this amount as compensation.
Overall, a full coverage policy is the ideal solution for drivers of luxury exotic cars. This is due to their costly repair and replacement costs as opposed to standard domestic or imported models; additionally, drivers of such cars might experience higher accident rates than others.
Medical Payments
Aston Martins are expensive cars, so it is vital that you carry sufficient liability coverage in case an accident is your responsibility. Medical payments or personal injury protection will cover the costs related to injuries to yourself and others in an accident regardless of who was at fault; new car replacement coverage pays to replace it if it's totaled in an incident.
Your driving record, credit score and other factors could qualify you for several discounts that can reduce the cost of insuring your 2007 Aston Martin V8 Vantage Coupe/Convertible car. Some popular discounts for this model include good student, safe driver and multi-policy discounts; further savings can also be achieved by raising your deductible, driving less often or purchasing used Aston Martin V8 Vantage models.
Aston Martin V8 Vantage is one of many exotic vehicles becoming more affordable to own, with an MSRP just under $115,000. More accessible than high-performance rivals such as Ferrari and Lamborghini, for an additional fee you can add a convertible top and 19" anthracite-finish wheels; additionally it boasts ample cargo room suitable for carrying golf bags and luggage as well as safety amenities such as Dynamic Stability Control and Traction Control.