Acura TSX insurance costs can depend on several variables, including its model type, driver age and location as well as whether or not you opt for liability or collision/comprehensive coverage.

Liability coverage typically costs $384 annually and covers any damages to other people's vehicles or properties that you cause. Additional insurance may be necessary, such as collision and comprehensive, depending on whether your car is leased or financed.

Age

Your car's age plays a key role in how much it costs for insurance. Older vehicles tend to command higher premiums due to higher repair costs and likelihood of theft or vandalism, although you could potentially reduce premiums by adding safety features or decreasing liability limits; but for maximum savings it pays to get quotes from multiple insurers and compare their rates.

Insurance companies consider several factors when calculating your rate, including model year and trim level of your car, where you live, driving history and physical damage deductibles and liability limits. There are plenty of resources available to you that can assist in making an informed decision for both your budget and vehicle needs.

Acura TSXs are midsize luxury cars produced for two generations by Acura and are available as both sedan and station wagon designs. Their Advanced Compatibility Engineering body structure helps make them safer during frontal collisions while spreading impact forces across multiple parts of the car, thus decreasing chances of serious injuries - which may help drivers of Acura TSXs save on insurance premiums.

Liability rates for Acura TSX vehicles tend to be lower than for comparable midsize cars due to its excellent safety rating and driver assistance features. The IIHS, for instance, has given it two top ratings: Good vehicle and Marginal passenger car.

An Acura TSX full coverage insurance policy typically provides liability (which covers damages to other people), comprehensive (which covers repairs caused by events outside your control), collision (optional coverage that pays to repair or replace vehicle after collision with another vehicle or object), uninsured/underinsured motorist coverage (which provides medical expenses and property damages when not covered by other policies), uninsured/underinsured motorist coverage (which covers medical expenses/property damage not covered by other policies), uninsured/underinsured motorist coverage when an accident happens but no coverage applies from other policies).

Insurance rates for an Acura TSX vary based on multiple factors, including its location, driving history and safety features. By shopping around for quotes you may be able to find better Acura TSX car insurance deals; one way of doing this is avoiding risks while driving and maintaining good credit scores as these will lower insurance costs overall. To achieve lower costs on Acura TSX insurance premiums you should avoid taking unnecessary risks, maintain good credit ratings and limit physical damage deductibles as much as possible.

Driving record

Driving record plays a key role in determining car insurance premiums. Drivers with clean records tend to be cheaper to insure than drivers involved in accidents and violations; however, other factors may impact insurance costs such as location and model of their vehicle; it is wise for drivers to shop around and compare rates before selecting their policy; those with excellent driving records can save money by increasing their deductible to minimize out of pocket expenses in an accident.

The Acura TSX, introduced into production since 2004, is a midsize sedan manufactured by Honda since 2004 and designed as a luxury vehicle, featuring high-performance features and sporty aesthetic. Equipped with numerous safety features - anti-lock brakes, traction control and electronic stability control among others -, including top scores from trusted organizations that measure vehicle safety; some insurers even consider this car one of their safe options.

Acura TSX insurance premiums depend on several factors, including safety ratings, state laws and your driving record. On average, insuring an Acura TSX costs approximately $1,290 annually with liability, collision and comprehensive coverage included; liability is required in most states as it covers costs associated with property damage caused by you to other vehicles or people caused by negligence on your part; its minimum limit can vary between states; as soon as it reaches that amount or is increased the lower your car insurance rates will become.

Collision coverage provides compensation for the repair costs incurred when your vehicle is involved in an accident that you cause, when liability claims do not cover total vehicle damage. Depending on its value, collision insurance may help reduce monthly premium costs by offering higher deductible options that reduce premium payments.

Theft rates can also have an impact on the cost of car insurance for an Acura TSX. While most models feature anti-theft devices, thieves may still target certain models more easily than others and this may increase premiums accordingly.

Safety features

Acura is a luxury car brand with many safety features that can earn discounts and lower insurance premiums, such as airbags, anti-lock braking systems and automatic seatbelts. Modern TSX models even come equipped with driver assistance technology which may help prevent accidents or theft - always compare quotes from multiple insurers to find the most cost-effective deals - usually, Acura TSX insurance tends to be more economical than comparable midsize sedans or SUVs.

Where you live, your car model and driving record will all have an effect on the cost of your premiums. Furthermore, your credit score can increase or decrease them accordingly; having both can result in lower premiums overall. With good credit ratings and clean records in both arenas you should enjoy lower rates overall.

Safety features of your Acura TSX can have an impactful effect on the cost of insurance premiums, making it essential to evaluate crash test results. The Insurance Institute for Highway Safety has recognized this model with both Top Safety Pick and 5-Star ratings from IIHS; their ratings are determined based on performance in government crash tests; these ratings allow you to select a car with excellent safety features and minimal accident risks.

Your coverage selection can also have an effect on car insurance costs. A full coverage policy provides liability protection in case of injuries or damages sustained to others, comprehensive damage coverage for events outside your control causing damage to your vehicle and collision protection - most lenders require this form of coverage when leasing or financing a car.

IIHS data indicates that Acura TSXs experienced less than average losses for bodily injury claims during 2011 to 2013, which may have saved car insurers money and reduced rates for this coverage. On the contrary, their collision rates were higher than other midsize passenger cars.

Although Acura TSX cars come equipped with anti-theft devices, they still may be targeted by thieves. Their popularity among thieves could lead to higher theft rates that will drive up premiums for comprehensive coverage policies. If this is something you wish to avoid paying, increasing your deductible might help lower premiums significantly.

Credit score

Acura vehicles are considered luxury cars, which typically result in higher insurance premiums compared to sedans. There are ways you can lower your rates though; maintaining a clean driving record and installing safety features are two such strategies that may help. Also be sure to shop around to find the most competitive rates.

Insurance companies rely heavily on your credit score when setting premiums. Your score is determined by how consistently and timely you pay your bills and other aspects of your financial profile; having a higher one may lead to reduced car insurance premiums than someone with lower credit.

Coverage rules in each state also play a large part in determining car insurance costs for 2005 Acura TSXs, often mandating at least $25,000 of bodily injury liability coverage per person, with two people or more needing $50,000 total and $25,00 property damage liability per accident.

Undertaking driver education courses may also help lower insurance costs; many insurers and brokers offer discounts for drivers who complete these programs, which could save money off your TSX car insurance rates.

Teenagers and young adults usually pay higher car insurance premiums due to having no driving history or grades that qualify them for discounts from insurers; having good grades in school may also lower rates; many insurance providers offer student discounts that qualify you if your GPA falls between B and C averages.

Acura TSX is a small four-door sedan equipped with an impressive engine that produces 203 horsepower and 2352cc's. These engines are connected to a 4-cyl manual transmission that sends power directly to the front wheels - although some car insurance providers believe that cars with more power cause more accidents.

The Acura TSX is an ideal luxury vehicle at an economical price. Featuring exceptional fuel economy and packed with standard safety features to protect both its driver and passengers, this car can help save on gasoline expenses while remaining stylish and safe. When purchasing any new car it is wise to compare quotes using free online resources as well as visiting independent and exclusive agents locally for information and pricing purposes.