Car insurance rates for the 2023 Acura TSX can differ significantly, depending on several factors including model year, driver age and the level of coverage desired. To save money when shopping around for Acura TSX car insurance policies it pays to shop around and compare quotes.
A full coverage policy typically encompasses liability, comprehensive and collision coverages. The table below displays the average losses suffered by car insurers from each type of coverage.
The Cost of Insurance
Cost of insurance for an Acura TSX may depend on several factors, including its model and trim level, driver age and driving history as well as vehicle purchase price and repair costs. Drivers can lower their premium by maintaining a clean driving history, installing safety features or opting for higher deductibles that lower monthly rates but require them to pay out-of-pocket in case of accident or theft.
The Insurance Institute for Highway Safety recently gave the 2014 Acura TSX its highest safety rating of "Good," signifying that it is a trustworthy vehicle. Due to its light weight, which may help its excellent crash test scores. Furthermore, this vehicle boasts many active and passive safety features that help prevent injuries in case of an accident, as well as affordable insurance premiums.
Acura TSX insurance rates are one of the more cost-effective midsize luxury cars to insure, with annual rates at about $1,218 or $102 monthly; making it cheaper to insure than many similar vehicles such as BMW 3 Series and Mercedes C-Class. This is likely due to its lower rate of bodily injury claims which save car insurers money.
Other factors affecting Acura TSX car insurance costs include model type, driver behavior and location. High-performance models like the NSX and Type S typically incur more expensive insurance rates due to higher purchase and repair costs; drivers engaging in risky behavior on the road can increase rates further still.
Are You Shopping Around for Acura TSX Auto Insurance Quotes and Discounts? For those who want to lower the cost of Acura TSX auto insurance premiums should shop around and take advantage of available discounts, which may include safety features, multiple vehicles, good credit score or bundling policies. Some providers even provide occupation-specific discounts such as architects, lawyers, doctors, police officers/law enforcement personnel/college students.
Liability Coverage
Assuring your Acura TSX is essential to protecting it from damage, accidents, theft, vandalism and other common risks. To keep premium costs as low as possible, compare quotes from multiple insurance providers while upholding a safe driving record. Other factors which may influence rates include its model/year combination as well as where you live (some areas have higher rates of theft/vandalism than others). Also take note of any coverage options or deductible amounts you need - they could all impact overall costs.
Liability coverage, which covers other people's property damage and bodily injuries caused by an accident you cause, is required by most states as minimum coverage. Standard liability costs on average around $384 annually while collision coverage, which pays for repairs or replacement of physical damage to your vehicle due to an accident you cause, is optional but likely required if leasing or financing your car.
Full coverage policies on Acura TSXs typically cost an average annual premium of $1,290 annually or $108 monthly; however, by shopping around and taking advantage of all discounts available you could potentially save as much as $532 each year!
Save money on your insurance premium by raising the deductible, bundling policies with other household vehicles or personal policies, driving more safely, or joining professional organizations that offer discounted rates. In some instances, cheaper premiums may also come your way if your driving record is clean, you belong to specific professional associations, or work in a specific occupation.
The Acura TSX is a midsize sedan that provides the luxury of comfort and performance. Its advanced safety features are designed to give drivers peace of mind on the road, boasting impressive crash test ratings and features that make it one of the safest cars available - though this doesn't make it without its downsides; due to its size and weight it increases accident risks significantly and may lead drivers to take riskier routes just to experience its power and speed.
Comprehensive Coverage
Acura TSXs are midsize luxury cars available both as sedan and wagon designs, featuring several safety features to help lower insurance premiums, such as rearview camera, lane departure warning system and collision mitigation system. However, their use requires the driver to maintain an impeccable driving record; otherwise their insurance rates could increase dramatically.
Motorists seeking affordable quotes should compare coverage limits and deductibles. The data table below displays the average cost of full coverage policy for Acura TSX models as well as some of its competitors; rates shown reflect drivers with excellent driving records who opt for standard physical damage deductibles; for cheaper premiums they should consider decreasing coverage or increasing deductibles.
Drivers leasing an Acura TSX are required to carry comprehensive and collision coverage in order to comply with lending terms, which ensure they will get paid back in case their vehicle is totaled and for their peace of mind, as well as ensure any gaps exist between policy limits and actual cash values of vehicles are covered by policy limits.
Comprehensive insurance is often an essential addition to liability policies. However, its scope differs significantly from that of collision coverage.
Motorists should keep in mind that state minimum coverage limits for property damage can often be quite low, meaning even minor crashes could cause significant property damage. Drivers should consider increasing coverage limits to avoid out-of-pocket costs related to damages incurred as soon as an accident happens.
Finding affordable coverage for an Acura TSX requires effort. Motorists should compare rates and choose a provider with outstanding customer service before taking to the road. Furthermore, motorists must avoid taking unnecessary risks on the road and have enough savings available in case any accidents or injuries occur while being aware that their rates could differ depending on factors like where they reside, driving history and age.
Collision Coverage
Your car insurance provider's collision coverage pays to repair damage done to your vehicle when caused by covered events, such as colliding with another vehicle or being struck by trees or animals. In addition, this coverage also pays to fix it if colliding with objects or getting hit by animals.
Overall, the Acura TSX is not an expensive vehicle to insure; its liability loss percentage and comprehensive rate are better than average for midsize passenger cars and below average, respectively. To make sure you are paying the best possible price it is essential that you compare rates using free tools like The Zebra.
To obtain accurate car insurance quotes, it's essential that you provide accurate information, such as your driving history and location. In addition, safety ratings and type of vehicle are important considerations. Finally, decide if MedPay and PIP coverages may be worth purchasing; these coverages provide financial coverage for medical expenses of the policyholder as well as passengers in their vehicle, funeral costs and lost wages resulting from accidents caused by their negligence.
The Acura TSX boasts an excellent safety rating, along with numerous driver assistance features and is easy to maneuver and boasts a spacious cargo area for its class. Furthermore, its lower theft risk makes it less likely that other cars in its category will be targeted as potential targets.
Before making a purchasing decision, it's essential to review crash-test results of potential vehicles. Both the National Highway Traffic Safety Administration (NHTSA) and Insurance Institute for Highway Safety (IIHS) provide these test results and you can compare TSX's safety ratings against others on the market to make an informed decision that best fits both your vehicle needs and budget.
Liability auto insurance rates for an Acura TSX may be higher than other luxury cars, yet still less costly than many sports and performance vehicles. You can reduce your car insurance rates by driving safely without taking risks behind the wheel, maintaining a good driving record with high credit score retention, and paying attention to physical damage deductibles.