Acura TSX ranks at the top of the midsize luxury car class when it comes to insurance affordability, so driving safely and installing safety features may help lower rates significantly, along with taking advantage of any discounts that may apply to you.
Collision and comprehensive car insurance provide valuable protection from damage to your vehicle. Below is a breakdown of how these policies impact costs for Acura TSX model year auto insurance policies.
Rates for a Midsize Passenger Car
Acura is a premium luxury vehicle brand known for its superior performance and safety ratings. Established by Honda as an upscale division, Acura insurance rates depend on various factors like purchase price, safety features and driving records - in order to save money motorists should consider opting for only minimum required coverage policies.
Liability coverage is a popular type of car insurance that pays for damage caused to other vehicles and their occupants as the result of crashes you cause, typically costing $384 annually for a 2019 Acura TSX. Collision insurance, on the other hand, pays to repair or replace your own vehicle should an object or another car collide with it; lenders often require motorists leasing or financing their vehicle purchase it; standard collision coverage for an Acura TSX costs $500.
Other types of car insurance cover medical payments and personal injury protection (PIP). Coverages will depend on your state, but typically cover injuries to drivers, passengers in their vehicle and pedestrians you cause as a result of an accident they caused. Medical payments coverage may also cover funeral expenses while PIP offers payment for lost wages in cases when someone caused an accident they cause.
Acura TSXs come equipped with advanced safety features that can reduce the risk of crashes and lower car insurance rates, such as Advanced Compatibility Engineering body structures that help prevent injuries in frontal collisions as well as spreading crash force over a wider area to lessen its effect on other vehicles and pedestrians.
Drivers can reduce their car insurance rates by keeping a clean driving record and being careful behind the wheel, choosing higher deductibles to lower monthly payments, and remaining on their parent's policy rather than buying their own policy.
Rates for a Leasing Vehicle
Acura is a luxury car brand, and so you may expect it to cost more to insure than an entry-level sedan model. But according to premium data from Quadrant Information Services, full coverage costs average out at only $1,674 annually - slightly lower than Toyota Camry costs!
Liability insurance is required by most states and covers medical bills and property damage caused by you if at fault in an accident, as well as covering up to a set limit any of your own medical costs that might accrue as a result of being at fault. Standard liability coverage for an Acura TSX typically costs $384 annually while collision coverage, which pays to repair damages not caused by you, often comes as part of leasing/financing contracts or lenders' requirements; it usually costs $500 when leasing/financing. Standard collision coverage on an Acura TSX is usually required as part of leasing/financing or finance contract requirements from lenders/lenders/lenders/lender requirements/credit lenders/lender requirements when leasing/financing/leasing/finance agreement/lender requirement - collision coverage costs around $300 annually/year/ year/ vehicle// incidentally occursing due to you or another driver, liability coverage in cases of your negligence/liability claims should arises from $384 annually/y for standard liability coverage for the Acura TSX typically costs about $500 annually/ year/.
Personal Injury Protection (PIP) is another available coverage option, providing medical expenses and lost wages up to a specified limit - often known as "no-fault" coverage. Acura TSX owners experience less than five percent PIP losses on average, which makes this vehicle unique among high-end luxury cars.
Cost to insure an Acura TSX depends on which coverage options and driving records you select, as well as any quotes provided from multiple providers. Aiming for clean records with good credit should help find affordable policies at competitive rates.
RepairPal's online repair estimator makes it easy to estimate the estimated costs associated with vehicle repairs, which you can then use to negotiate fair pricing with your insurer. As repair estimates may differ depending on who performs them, make sure to get at least three quotes prior to settling on one - this will give you the highest chance of a successful claim and lower insurance rates; keep a copy in your car in case an accident happens unexpectedly!
Rates for a Luxury Vehicle
Acura TSX cars are luxury vehicles and car insurance rates tend to be higher for them, however there are ways you can lower them and ensure they stay as low as possible. Here are a few strategies for helping lower Acura TSX premiums:
Driving safely and following all traffic laws is of utmost importance for saving both time and money in the long run. Avoiding traffic violations and accidents can save a great deal over time - drivers with clean records could pay as little as $1,500 annually for full coverage for their Acura TSX!
Liability insurance covers other people's medical costs and property damages in an accident you cause; most states mandate at least minimal coverage in this manner. You can get an idea of the costs for Acura TSX liability coverage by looking at this short data table with liability rates for each state.
When it comes to collision coverage rates, the Acura TSX's rates are comparable with other vehicles of its class - likely thanks to its robust safety features.
An additional way to reduce insurance rates is by increasing your deductibles, which will bring down monthly premiums but require you to pay out-of-pocket when filing claims.
Occupation discounts may also help bring down Acura TSX auto insurance premiums. As such, many insurance providers offer discounts to people working in certain occupations, such as architects, doctors and dentists, lawyers, engineers, police officers/law enforcement personnel/college professors etc. Compare quotes from multiple insurance providers to see how much money you could save by making sure all policies have identical policy limits and deductibles, and keep an eye out for any additional discounts offered by your provider. These discounts may include safe driving discounts, multiple car and/or bundling policies and others. They could save you significant sums over time on Acura TSX car insurance premiums - try to take advantage of them whenever possible when searching for new coverage!
Rates for a Hybrid Vehicle
Acura is a luxury brand produced by Honda that specializes in cars with premium performance and exceptional safety ratings, such as MDX, RDX, and ILX models. Acura cars can often cost more to insure due to higher repair and replacement costs; however it is still possible to secure affordable car insurance policies for your Acura TSX by shopping around and taking advantage of available discounts.
As your first step, it is wise to compare rates from multiple insurance providers. An ideal way of doing this is using an online comparison tool like The Zebra which will enable you to instantly view quotes from a wide selection of car insurers - enabling you to select one with the best policy that meets both your needs and budget requirements.
Age, location and driving history all play an integral role in your Acura TSX car insurance rates; however, your type of car can have an even bigger effect; for instance a newer version may cost more to insure than its older equivalents.
Think carefully about how much coverage you want in your policy. Most states mandate drivers carry at least a minimum amount of liability coverage; however, you might wish to increase it as an added layer of financial protection in case an accident happens.
An improved credit score can save you money on car insurance premiums. Most insurers offer discounts to drivers with higher scores; by improving it you could potentially save up to $191 annually on Acura TSX coverage.
Other methods to reduce your Acura TSX insurance rates include installing security features and driving safely. Rearview cameras or blind spot monitoring systems can add extra protection against accidents while defensive driving courses provide excellent methods for honing driving skills to avoid traffic violations and accidents altogether. You may even receive discounts by having an unblemished driving record or bundling policies with home or life policies.