Acuras typically score well in crash tests and their prices tend to be more reasonable than many luxury cars - making them more cost-effective to insure.
Average costs for full coverage on their RLX are around $279 a month, including liability and collision. Liability-only policies tend to be less costly; Clearcover provides coverage starting at just $44 monthly.
Rates by state
When it comes to car insurance, comparing quotes from multiple providers is the key to finding the lowest prices for your Acura RLX. With Jerry's Auto Insurance's free tool that provides real-time quotes from over 55 different insurers - simply enter your ZIP code and start comparing now!
Insurance rates differ by state, but you can get an idea of what to expect by looking at the table below. It displays the average annual premiums for basic models with standard full coverage in each state - including liability, collision, medical payments coverage and uninsured motorist protection (if required by your state). Liability coverage covers damages caused to other people or cars while collision coverage covers your own car - liability may pay for damages to other people while medical payments coverage provides reimbursement of any medical costs related to an accident while collision covers damage done to yourself when involved in an accident while collision covers damage done to other people or cars while liability covers any liabilities due to others while collision coverage covers any damage sustained to other people or cars while uninsured motorist coverage may also needing uninsured motorist coverage should your state require additional uninsured motorist coverage).
The table below details how cost of car insurance varies with age of driver. Younger drivers tend to pay more while older ones typically pay less; for instance, an Acura RLX owner aged 20 will typically incur annual car insurance payments of $4,154 while an elderly woman paying 50 will only incur annual costs of $2270 due to increased accident risk among younger drivers.
An additional factor influencing insurance rates is your driving frequency. If you rarely use your Acura RLX, switching to a lower mileage plan or even usage-based insurance can save money.
Other factors that could influence your Acura RLX car insurance include your driving record and credit score. Maintaining an excellent driving history will get you cheaper rates while an unsafe one could cause insurers to raise premiums significantly. Poor credit can also force insurers to raise rates significantly; so it is essential that you maintain good standing with both.
Rates by gender
Car insurance costs for 2017 Acura RLXs can differ widely depending on your state, but certain factors can help narrow your options down. These include age, vehicle value and gender - typically older cars are cheaper to insure than newer ones; however, due to having more advanced safety features and an expensive engine; Acura RLX tends to be more costly to insure than its rivals.
Drivers can save money on car insurance by opting out of full coverage and switching to liability-only. Liability-only policies may cost as little as $1,030 annually in certain states and provide coverage against uninsured or underinsured motorists; however, this leaves drivers more exposed to lawsuits; still it is recommended to purchase such policies if you can afford them.
Men typically pay more for car insurance than women due to several different factors. Insurers generally believe that young men are more likely to get into accidents and make claims on their policies than women, as well as driving more fast or taking risks behind the wheel. Unfortunately, however, in many states insurers cannot take these factors into consideration when setting rates for their customers.
If you want the cheapest Acura RLX insurance policies available, the key to finding it is comparing quotes from multiple companies. An easy way of doing this is downloading Jerry, an app which compares rates from over 55 car insurance providers instantly and gives fully customized quotes without the hassle of calling or dealing with pushy salespeople.
Acura RLX owners typically pay approximately $279 a month for full coverage car insurance - including comprehensive, collision, liability and uninsured motorist policies - in full coverage mode, which covers comprehensive, collision, liability and uninsured motorist coverage. This amount exceeds that of luxury sedans such as Audi A5 but falls less than that of Cadillac CT6 or Lincoln Continental premiums. Policy discounts may help lower this figure even more; homeowner, making payments online or completing defensive driving courses can all help lower premium costs; good credit can reduce premium by up to $325 annually!
Rates by driving record
Driving record is the key factor that influences car insurance rates for Acura RLX vehicles. Safe drivers typically pay lower premiums than those who have had collisions or traffic violations in their past, which makes keeping it clean essential in keeping premiums low. Any violations could significantly raise costs; any serious violations should be avoided at all costs to keep costs under control for your Acura RLX car insurance plan.
Drivers can save money by switching to a liability-only policy, which typically costs about $1,030 annually for an Acura RLX and can often be more cost effective than full coverage. Just ensure your deductibles are properly set if removing full coverage altogether from your Acura RLX.
An effective way to reduce car insurance rates is by increasing your credit score. Many insurers provide discounts to drivers with good credit scores; by raising it by just 10 points, you could potentially save hundreds each year on car insurance premiums.
Other factors that can have an effect on your car insurance rates include how long and far you spend driving every year; for instance, if your annual mileage exceeds 10,000 miles, your Acura RLX car insurance rates will likely be more expensive than those who drive less than that amount annually.
Acura RLX comes packed with safety features that could save you money on car insurance premiums. Crash-prevention systems such as automatic emergency braking and steering that keeps the vehicle centered can reduce accident risks and save on premiums.
Insurance rates for an Acura RLX can differ widely depending on where you reside, so it's wise to compare quotes in your area. Jerry's free car insurance calculator is one of the easiest and cheapest ways to identify cost-cutting insurance providers who cover it; with real-time quotes from over 55 providers available side-by-side to you you can compare to find the cheapest policy possible for your particular Acura model.
Rates by vehicle
The Acura RLX is a midsize luxury sedan from Honda's Acura brand, available in two trim levels - Technology and Advance - featuring panoramic sunroof, heated rear seats, and surround-sound systems as part of its standard feature set. Furthermore, its safety ratings exceed competing models', potentially helping drivers save on car insurance premiums.
Acura RLX car insurance costs an average annual premium of $2,068 with full coverage, approximately $544 less than what is typically charged for large luxury sedans such as Audi A5, BMW 740i, Cadillac CT6 and Lincoln Continental models.
Beyond the model and trim of your Acura RLX, other factors that could impact car insurance rates include driving record, age and location. Younger drivers tend to pay higher premiums as do drivers in high-risk areas; some states also mandate minimum liability insurance limits that could drive up costs further.
Take advantage of available discounts to lower car insurance premiums, such as good credit scores, homeownership status, electronic billing options and automatic payment plans, defensive driving courses or signing up for electronic billing and auto payment plans. A quote tool will show how much money can be saved.
Before selecting a policy, it is crucial that you compare rates from various companies. Entering your zip code below and receiving free quotes is one way of finding the most competitive prices; then choose the company with the lowest costs. Furthermore, looking at averages for your state or metropolitan area can give an idea of what can be expected with regard to coverage for yourself; apps such as Jerry allow users to quickly receive personalized quotes instantly!