The Acura RDX boasts impressive safety ratings, which should help to keep insurance rates reasonable. However, your exact costs depend on various factors including location and driving history.
Finding the cheapest rate often requires comparing quotes from multiple insurers. Enter your ZIP code below to start comparing rates and receive free quotes!
Safety Ratings
Owning a vehicle with high safety ratings can help reduce car insurance premiums. This is due to decreased likelihood of accidents causing property damage or medical claims; additionally, they will help lower liability insurance premiums (coverage that pays other people's losses in case you cause an accident).
The 2017 Acura RDX boasts numerous safety features that have helped it earn high safety ratings from government organizations like IIHS and NHTSA. Notably, IIHS awarded it high marks in side crash tests while NHTSA awarded five stars overall crash test rating. Furthermore, this vehicle is packed with advanced driver assistance systems like forward collision warning, lane departure warning, lane keeping assist and adaptive cruise control that help drivers avoid accidents; all these combined make the RDX one of the safest vehicles in its class.
When searching for car insurance rates, it is essential to do your research. Even though they may all operate within your town, different companies may provide better rates than others. Furthermore, be sure to explore any discounts that you qualify for, such as good student, multi-policy, and homeowner bundle discounts that could lower your car insurance costs significantly.
Car insurance rates depend on various factors, including how safe the vehicle is and its replacement cost. Some of these considerations may also depend on driving conditions in your area which could increase or decrease your likelihood of an accident occurring; thus it's essential that you check local car insurance rates prior to buying any new car.
On average, insuring an Acura RDX tends to be less expensive than other luxury SUVs; however, your rates will depend upon your location and driving history. Furthermore, some vehicles contain additional security features, such as wheel locks, that may further lower insurance premiums.
Safety Features
The 2017 Acura RDX SUV is an industry-leading model equipped with numerous safety features that may add to its cost, yet still help lower insurance premiums. Acura's Advanced Compatibility Engineering body structure helps distribute force evenly when involved in a crash, decreasing injury to passengers as well as damage to other cars and property. Furthermore, this SUV comes equipped with crash prevention features like lane-centering steering and pedestrian detection to further minimize collision risks and thus lower premiums for liability insurance policies.
Before making your purchase, always get multiple car insurance quotes from different insurers. Different insurers charge different prices for the same car and some may offer discounts unavailable elsewhere - these insurers provide some of the cheapest annual premiums for Acura RDX coverage:
Liability insurance typically costs approximately $81 a month in the USA for this model year, while full coverage - which includes collision and comprehensive - typically ranges between $155-170 monthly on average.
Drivers with clean records should anticipate paying less than these average rates, while those who have been involved in accidents or tickets will typically see their premiums increase by approximately $26 each month; multiple violations could significantly exceed this figure.
Alongside driving history and vehicle age, vehicle age can also have an effect on insurance rates. Young drivers usually pay more than older ones; this difference narrows over time. Drivers aged 50-60 years are considered low risk drivers who could lower their rates by as much as $1,190 annually. Senior citizens may qualify for additional discounts such as senior citizen discounts, safe driving discounts or special offers from car insurers; additionally they could qualify if they have good credit or have taken defensive driving courses.
Certified Pre-Owned Warranty
The Acura RDX is a midsized luxury SUV with great safety ratings and some features which may help lower insurance costs. Constructed both domestically and overseas, parts are easy to locate without incurring excessive repair costs; also its excellent crash test scores may reduce premiums significantly.
The Acura RDX comes equipped with Bluetooth and a USB port as standard features, with optional upgrades including navigation with an 8.0-inch color display screen and the Technology Package providing voice recognition, real-time traffic data integration and surround-sound 10-speaker 410 watt hi-fi systems available as upgrades.
One effective strategy to lower your RDX auto insurance rates is establishing and maintaining an excellent credit history. Furthermore, shop around for cheaper rates as car insurance costs vary by location and company - online tools allow users to easily compare costs and discounts from multiple insurers.
As another way of lowering your RDX insurance rates, investing in safety features like collision mitigation braking may also help. This system automatically brakes your car if it detects objects in its path - potentially preventing expensive accidents both for you and other drivers involved.
Most states mandate minimum liability coverage, including bodily injury and property damage liability insurance. You may wish to add comprehensive and collision coverages as additional options, which can cover the costs associated with repairing or replacing your Acura RDX should it become damaged in an accident with another vehicle or object.
Save money with multi-car and policy bundle discounts that can reduce overall costs by 10% or more. Furthermore, higher liability coverage limits reduce premiums as insurers perceive you as less of a risk when having more protection in place.
Insurance
Your vehicle plays a large role in your car insurance rates; for instance, vehicles equipped with more safety features tend to cost less to insure than those without any. Your age and driving record also factor into this equation when calculating rates.
The Acura RDX is a small luxury SUV packed with standard and optional features, safety ratings and crash test results which may help bring down car insurance costs. However, before making a final decision regarding providers or models/drivers. Shop around first. Certain providers provide discounts for specific models/drivers/provisions.
Used Acura RDXs tend to be cheaper to insure than their newer counterparts due to lower replacement costs; as older vehicles typically cost less to replace than their younger counterparts in case of damage, and because the replacement cost usually increases with age; both factors could significantly raise premiums - it's wise to compare quotes from multiple providers before making your final decision on a policy provider.
Consider comprehensive coverage when shopping for car insurance - it helps cover repairs to your vehicle in case of an accident or theft, and can vary considerably in cost depending on the policy you purchase; lenders often require this form of protection if your Acura RDX is financed or leased.
Location can have an enormous effect on your insurance rates. Insuring an Acura RDX in large cities might cost more, while living in smaller towns or rural areas may offer better deals for car insurance premiums.