Car insurance costs for 2016 Acura TSXs can vary significantly based on driver age and coverage options chosen, with claims avoidance helping keep rates low as well as policy discounts available.

Here are a few typical monthly car insurance quotes based on state minimum liability coverage rules and driver age.

Liability

Acura vehicles are tailored for drivers seeking premium driving experiences without incurring excessive expenses. Acura is known for its excellent safety ratings and low maintenance costs, helping keep insurance premiums down; however, many factors could impact its car insurance cost for 2016 Acura TSX models, including age, gender and credit history of drivers.

Average car insurance premiums for the 2016 Acura TSX average $1,2118 annually with rates depending on driver age. Younger drivers tend to incur higher premiums as they lack experience to demonstrate reliability on the roads; therefore it is wise to compare quotes in order to find suitable policies that suit your individual needs.

Liability coverage is an integral component of every car insurance policy and serves to cover costs associated with bodily injuries or property damages caused by an accident you cause. It's wise to select an adequate level of liability coverage; state minimum policies may not suffice in such an instance.

Full coverage insurance policies also typically include comprehensive (which covers costs associated with repairs that fall outside of collision) and uninsured/underinsured motorist coverage, among other aspects. It's wise to opt for higher deductibles as this will significantly decrease overall policy costs.

The 2016 Acura TSX offers numerous safety features that could qualify for discounts on car insurance premiums, including airbags, electronic stability control, anti-lock brakes and lane departure warning. Furthermore, installing an approved security system in your vehicle may qualify for even further reductions in rates.

Acura TSX insurance rates are reasonable given its midsize passenger car classification. According to IIHS data, it has a lower claim loss percentage than Dodge Avenger and falls closer to average when it comes to all passenger cars within its category.

However, its theft rate is above average and may cause your comprehensive insurance rates to increase significantly; fortunately most insurers provide discounts to offset this increase in cost.

Comprehensive

The comprehensive section of your policy (commonly referred to as "other than collision") protects your vehicle in case it is damaged in an incident other than collision. This coverage could include damage from natural disasters, fire, vandalism or theft and may increase premiums slightly compared to opting for only collision coverage; many lenders require this form of coverage if leasing or financing an Acura TSX and strongly advise all owners to include this protection plan as part of their coverage package.

The Acura TSX is a midsize luxury sedan known for its exceptional safety ratings and sporty handling, making it a top pick among drivers looking for stylish yet safe transport on the road. Its high safety ratings as well as innovative safety features such as Lane Departure Warning can help drivers reduce insurance premiums; however, remembering to maintain a clean driving record and take advantage of available discounts will produce the greatest savings on car coverage costs.

Age can have a dramatic effect on insurance premiums for drivers of all ages, with those under 25 typically paying the highest rates due to inexperience behind the wheel and reckless behavior resulting in accidents and consequent claims against insurers.

As well, the model of your Acura TSX may also play an impactful role. Certain models are more susceptible to being stolen, which may raise your premium; however, you may be able to reduce it with an increased deductible amount.

An important component of car insurance coverage is medical coverage, commonly referred to as MedPay. The Acura TSX offers low MedPay rates which could save money when purchasing it; conversely, the Dodge Avenger comes equipped with much higher MedPay costs which could increase car insurance premiums significantly.

Collision

The Acura TSX is considered a luxury vehicle and may cost more to insure than some other cars due to factors like its purchase price and numerous advanced safety and driver assistance features installed within it. But drivers can reduce the insurance costs for their Acura TSX by taking steps such as bundling policies together.

One way of keeping premiums down is establishing a safe driving history and avoiding accidents, which can help bring down rates by as much as 20 percent. Another effective strategy for maintaining reduced rates is taking advantage of policy discounts - such as safe driving, good student, multiple vehicle, multi-policy discounts etc.

Thirdly, drivers should carefully select their coverage levels. For instance, choosing higher liability limits could save them money on their rates - this can be especially helpful if the driver wishes to protect assets they wish to safeguard.

Finally, drivers may also wish to select collision and comprehensive coverage policies for their Acura TSX vehicle. These types of policies provide cost coverage of repairs regardless of how the damage occurred; additionally they protect it if it's stolen and typically cost around $500 annually per coverage level.

Acura TSX cars have proven popular with insurers, which means owners tend to enjoy very attractive auto insurance rates due to the car's highly engineered and high safety rating features. Safety ratings of motor vehicles are grades assigned by trusted organizations that evaluate how safe a vehicle would be in an accident for its occupants. Recent Acura TSX models have received top safety ratings from both organizations, which makes them especially well-liked by insurers. Furthermore, this popularity helps attract many prospective customers interested in buying or leasing it; moreover, its attractive purchase price makes this car even more enticing to buyers.

Uninsured/Underinsured Motorist Coverage

Full coverage car insurance policies for Acura TSX typically include liability for property damage and injuries, collision that covers repairs if your vehicle is involved in an accident, uninsured/underinsured motorist coverage, as well as possible discounts such as good driver and claim-free discounts, vehicle safety features such as antitheft devices or security alarms, membership in professional organizations or occupations and membership in professional organizations; in total they could reduce policy costs by approximately $206 annually on average.

Not only will your car's crash test ratings and model year impact how much Acura TSX car insurance you pay; also consider driver age as this factor has an enormous effect. Younger drivers, like teens and 20-year-olds, tend to pay much higher premiums compared with drivers 30 or older with no violations on their record.

Crash test ratings of the Acura TSX are yet to be published, but it is expected that they will follow those given to other vehicles from trustworthy testing organizations. Model year can also play a factor, with later models usually costing more for repairs.

This data table below displays average premiums for each model year of Acura TSX available, based on state minimum requirements for property damage coverage and basic liability. These quotes should only be seen as averages; actual costs depend upon your personal situation and driving history.

This graph by the Insurance Institute for Highway Safety (IIHS) depicts how comprehensive losses are estimated by the Institute. IIHS estimates insurers will experience five percent loss on collision claims for Acura TSX models manufactured between 2011 and 2014 and two percent for 2012 through 2014. An average rate for this model year may be calculated using these numbers; however, your rates will likely differ based on individual risk factors and locations - hence why comparing multiple providers' quotes is vitally important.