Car insurance rates for the 2014 Acura TL are among the more reasonable among midsize luxury sedans, though price may depend on factors like location, driving history and coverage options.
An average full coverage Acura TL policy costs an estimated annual premium of $1,370. For personalized quotes enter your ZIP code in our car insurance calculator.
1. Model and Year of Vehicle
Acura's midsize luxury sedan, the Acura TL was introduced for sale in 1995 and currently remains in its fifth generation. Available with various trim levels and boasting advanced safety technologies such as those named Top Safety Pick by Insurance Institute for Highway Safety in 2014 as well as numerous crash test results that earned high marks, this midsize luxury car is considered an icon.
Comparative to similar vehicles in its category, the Acura TL stands out as being an affordable luxury car to insure - costing significantly less than Lexus ES 350, Infiniti Q50 and Lincoln MKZ to cover.
Insurance rates differ based on region, so to find the best rate you should shop around and compare quotes. Your individual rates depend on factors like model/year of vehicle, driving record, location, coverage limits/deductibles/other aspects that could impact it.
Reduce your insurance premium by maintaining a good driving record, being responsible and selecting higher liability limits. A strong credit history may also help qualify you for lower rates; if this is an area in which you need improvement work on improving it before applying for any policy.
Reliable car insurers can be invaluable allies when searching for Acura TL car insurance policies. When shopping around, look for insurers with excellent customer service and strong financial ratings to guide the way and assist in making informed decisions throughout the process. Insurers also should offer discounts such as safe-driver discounts, multi-policy bundle discounts (when you bundle home and auto policies together) or good student discounts that could apply to you and your vehicle.
2. Driver Age
Your driving experience plays a huge role in how much car insurance premiums cost you. Young drivers, in general, pay higher premiums due to being considered riskier drivers.
Young drivers tend to engage in more risky and reckless behaviors, leading to higher insurance rates than their more experienced peers. With experience comes reduced rates; so it is crucial that drivers compare quotes to find an insurance provider offering both affordability and coverage options.
The Acura TL is an attractive luxury sedan, boasting a roomy cabin with plenty of comfort features. Additionally, its fuel economy and powerful engine make it an excellent option for families or commuters. However, keep in mind that any luxury or sport utility vehicle will likely cost more to insure than vehicles in its class.
Location can also have an effect on your car insurance rate; cities with high populations are likely to experience more traffic congestion and accidents, which increases the odds of accidents occurring and ultimately leading to higher insurance premiums.
Find an Affordable Car Insurance Company: An inexpensive insurer could save you up to $250 annually. Becoming a Good Driver: Safe driving habits can reduce risk and earn discounts of up to 10%; Antitheft Devices - Factory installed security systems may help reduce theft rates for up to 15% discount; And paying your Bills On Time: Most insurers give greater discounts when customers pay on time!
3. Location
Location can also have an effect on your insurance rates. Certain areas with high accident and theft rates could require insurance companies to increase premiums in those areas, so it is wise to shop around and compare quotes in order to find the best offer - this can be accomplished directly with different insurers or via comparison tools such as this one. Also keep your driving record clean by not making small claims - doing this may qualify you for discounts and help decrease premium costs!
Overall, the Acura TL is an affordable luxury sedan to insure; its cost of coverage only slightly more than other midsize luxury cars of similar size. TL owners enjoy spacious interiors, powerful performance capabilities and smooth rides - plus standard safety and luxury features!
Prior to selecting an insurance provider for your Acura TL, it's wise to compare quotes. Prioritise companies with outstanding customer service, competitive prices and flexible policies. Be sure to consider benefits such as deductibles and liability limits when making this important decision. Finally, keep repair costs in mind when comparing rates.
There are numerous variables that influence the cost of car insurance, including driver age, vehicle model and year, credit history and driving record. But location can also play a key role. This is particularly true of luxury vehicles like an Acura TL that are prone to accidents and theft more easily than midsize cars - meaning drivers in high-risk areas could face higher rates for this car.
4. Driving Record
It is crucial when purchasing insurance to shop around and compare rates. Pricing varies widely among insurers even within the same zip code, making comparison easier than ever before. Our free rate comparison tool above can provide multiple quotes from insurers near you quickly and effortlessly.
Driving history and experience play an enormous part in your rates. A clean driving record will lead to better rates while an accident-filled history with violations will increase premiums significantly. Maintaining an above-average credit score as well as forgoing filing small claims could save money too!
Other elements that impact car insurance rates include your chosen coverage type and deductible amount. Full coverage usually costs more than liability only coverage; furthermore, mortgage or loan companies often require comprehensive coverage if financing your Acura TL with them. Bundling both policies together could save significant sums.
There are various discounts that could apply to your Acura TL insurance policy, such as safe driver discounts, multi-policy discounts (when insuring both home and car with one provider), good student discounts, low mileage discount and affiliation discounts (such as professional or civic organizations). It is wise to inquire with all available providers as some discounts may surprise you! Additionally, request quotes from multiple insurers so you are assured of receiving the most cost-effective coverage with your money.
5. Safety Features
The 2014 Acura TL is an impressive luxury sedan and one of the more cost-effective cars to insure, boasting an average annual rate of just $1238 - much lower than other premium cars and making it an excellent option for drivers on a tight budget.
Insurance costs depend on various factors, including your vehicle model and year, driving record and location. But there are ways you can help lower rates: By shopping around and comparing quotes from multiple providers; following traffic rules to avoid traffic violations or accidents; bundling both auto and renters policies together for discounts - or by shopping around and comparing rates between companies!
Though the Acura TL may appear like any ordinary sedan, it comes equipped with advanced safety features to safeguard its passengers. Available with AcuraWatch driver-assist technologies including Lane Keep Assist and Road Departure Warning; standard antilock brakes, stability control and traction control as well as seven airbags (including driver's side knee airbag).
The Lexus TL stands out as one of the safest cars on the road, earning four out of five stars in government crash tests and five from five stars from Insurance Institute for Highway Safety's small-overlap frontal offset test. Additionally, this car also earned top marks in moderate-overlap frontal-offset, side impact and roof strength testing from IIHS - making it an ideal pick for families seeking reliable yet stylish transportation solutions. It comes equipped with standard advanced safety features making this vehicle standout among competitors and makes an excellent pick