Finding affordable car insurance for your 2011 Acura TSX can be simple. By maintaining good credit scores, bundling policies together, and selecting an appropriate deductible amount you could save money while keeping a safe driving record.
Insurance premiums depend on location, driving record and other variables; in this article we explore their effects on the cost of car insurance for a 2011 Acura TSX.
Age
Age plays an enormous part in determining car insurance premiums. Drivers aged 21-30 with an impeccable driving history tend to pay lower premiums, while older drivers with clean records can also receive significant savings through discounts that reduce premium costs.
Vehicle size plays a huge part in its car insurance rate, too. Smaller cars tend to cost less to insure than midsize ones because their reduced structures help absorb impact energy more effectively and reduce injuries during collisions.
TSX, a midsize luxury sedan that has been in production for more than six years, comes equipped with two engine options and numerous standard features, including iPod integration and steering wheel-mounted controls, as well as rearview camera with position memory seating leather seating and one touch ignition key start and dual zone climate control.
Full coverage costs vary by state, but for an Acura TSX in 2004 model year with comprehensive and collision coverage it typically averages around $1,290 annually with comprehensive and collision deductibles set at $500 and minimum liability limits as well as uninsured/under-insured motorist protection. This rate assumes no accidents or violations at age 40 with no violations occurring within its first year with this driver and vehicle.
Liability car insurance coverage is required by most states and pays for property damage and injuries caused by accidents you cause, whether at fault or not. Lenders typically require this form of protection before financing your vehicle. Collision coverage reimburses you in case your vehicle is damaged in an incident regardless of who was at fault.
Driving record
Car insurance companies take driver records into account when setting rates. Drivers with clean records tend to pay lower premiums due to being less likely to incur accidents or file claims - both of which lead to increased premiums.
Acura TSX, a small compact sedan, has earned top scores in crash tests conducted by both Insurance Institute for Highway Safety (IIHS) and J.D. Power's Initial Quality Study among entry-level luxury sedans. Furthermore, this model comes equipped with several safety features such as rearview camera and roadside assistance; however its performance-oriented design may encourage aggressive driving behavior which in turn results in higher car insurance premiums.
drivers searching for affordable Acura TSX car insurance should investigate options that provide comprehensive and collision coverage. Comprehensive pays for damage done to the vehicle when not involved in an accident, while collision covers damages caused by other vehicles or objects. Costs will differ between policies; drivers should shop around prior to selecting their policy.
Liability coverage is often required by states. This minimum level generally includes $25,000 per person for bodily injury and $50,000 for property damage; however, motorists can opt for higher limits to reduce rates; some insurance providers offer discounts if their vehicle features air bags, anti-lock brakes or traction control systems installed.
Vehicle type
Your vehicle type has an enormous effect on the cost of car insurance. Larger vehicles tend to cost more, as they are more likely to cause harm in an accident and take longer to repair compared with smaller models. Therefore, it's crucial that you select an automobile that is both safe and reliable.
Engine power also plays an integral part in determining insurance costs. While higher horsepower vehicles can provide faster and more enjoyable driving experiences, they're also often involved in more accidents - leading some car insurers to increase rates accordingly.
If you want to lower your car insurance rates, there are a few strategies you can employ. These include not taking risks while driving, maintaining an excellent credit score and selecting a higher physical damage deductible. Furthermore, always shop around and compare quotes from different providers by using free online resources or reaching out directly to a local agent.
Your state will also play an impactful role on your car insurance rates, with rates generally being higher in Northeast and New York than elsewhere in the US. Our online insurance calculator allows you to quickly determine average prices for Acura TSX in each state using standard liability coverage, $500 comprehensive/collision deductibles, minimum uninsured/underinsured motorist coverage as well as minimum uninsured/under-insured motorist coverage - simply enter your ZIP code now and start comparing quotes! Additionally, compare prices across models of the Acura TSX range.
Safety features
The 2011 Acura TSX has earned outstanding safety ratings from various organizations. It earned five-star crash test ratings from both Insurance Institute for Highway Safety (IIHS) and National Highway Traffic Safety Administration (NHTSA), with many available safety features that could save on auto insurance premiums.
The TSX sedan is an impressive midsized car featuring an expansive engine and impressive fuel economy, making it a good option for drivers in Peoria who wish to combine performance and practicality. Among its advanced safety features are rearview cameras, blind spot monitors and dual front and side airbags as well as high performance suspension that can handle rough roads.
Drivers with higher credit scores tend to be more financially responsible and may pay less for their TSX. Furthermore, you could save on car insurance by reducing coverage limits; furthermore some companies offer discounts for good grades or taking driver education classes.
Most states mandate liability coverage as part of auto insurance requirements, and this type of policy typically provides bodily injury and property damage coverage that will cover medical bills or lost wages for injured parties as well as cover the cost associated with property damage caused by accidents. Below is a table that illustrates average monthly quotes for different coverage levels for an Acura TSX from 2011.
These quotes are calculated based on South Carolina's property damage liability coverage rules. You can save money by choosing either purchasing lower coverage limits, or increasing it up to a higher amount. Policyholders wishing to increase their coverage limit should contact their insurer for an exact quote.
Discounts
Acura TSX sedans feature many safety features to reduce the risk of injury or damage, making it an attractive option at an affordable price. Their sporty looks and performance make the TSX an excellent choice for drivers seeking reliable transport with attractive performance capabilities. This model comes equipped with both sedan and wagon styles for added cargo space and versatility. Both styles provide plenty of storage capacity with flat loads floors capable of accommodating objects up to 70 inches long. Some auto insurance companies and brokers provide discounts that help drivers save money, such as teen driver discounts and safe driving reward programs that could save them hundreds of dollars annually. Senior drivers may qualify for discounts from certain insurers for having an unblemished driving record, which drivers who want to save on car insurance rates should do by comparing quotes from multiple providers on websites that provide free comparisons of prices and coverage options.
Collision car insurance is an optional coverage designed to pay for repairs following an accident, should state minimum coverage limits be insufficient to do so. Furthermore, collision coverage covers the value of any leased vehicles required by most lenders.
Some insurers provide discounts to drivers who complete a defensive driving course. This course teaches participants how to avoid accidents and lower car insurance rates while learning how to navigate difficult road conditions and traffic situations more safely. Some states mandate this course prior to getting their driver license.
Another factor influencing car insurance costs for 2011 Acura TSXs is where motorists reside. Rural areas often boast lower premiums compared to dense urban environments since collision claims tend to be lower there. But rates vary depending on which insurer provides your policy and so it's essential that you check prices in your specific location before purchasing car insurance coverage.