Car insurance costs for your 2011 Acura RDX may differ considerably depending on various factors, including your driving history and vehicle specifications - all which will have an impact on premium rates. Furthermore, your choice of coverage could also have an effect.
Clean drivers typically pay less for auto insurance; however, tickets and accidents will increase your rates significantly.
Liability Coverage
As with any vehicle, Acura RDX car insurance rates can differ depending on driver and other factors. As always, it is wise to shop around and compare quotes before committing to one policy. Take note of safety ratings and repair costs as well as crash test ratings assigned by IIHS; insurance companies use this data when calculating premiums.
The Acura RDX's Advanced Compatibility Engineering body structure has contributed significantly to reducing injuries and fatalities in frontal collisions, which has contributed to its insurance rate being lower than average for luxury SUVs.
Liability coverage protects other drivers and passengers in your vehicle if an accident is your responsibility, covering medical bills, property damage and other losses. Standard liability costs approximately $316 annually while collision covers are designed to repair damage done to your own vehicle as the result of an accident you caused - most lenders require this if leasing or financing your car; standard collision costs approximately $474 yearly.
Your age also plays a significant role in your car insurance rates. Teenagers generally pay higher premiums due to less experience driving a vehicle than people aged 25 or above, owing to teenage drivers taking more risks behind the wheel. Your driving record and credit score also play a part; having both clean driving history and excellent credit can result in discounts that lower car insurance costs significantly.
Cost of insurance policies varies by state; typically more so in states with higher minimum coverage levels. Below is a chart that illustrates what it costs to insure an Acura RDX across different states.
Comprehensive Coverage
The 2011 Acura RDX is a popular car with excellent reliability ratings. Although subject to two recalls and with quality issues that were easily addressed. Safety ratings were outstanding as were fuel economy ratings; nonetheless it remains important to shop around for car insurance quotes from multiple carriers in order to find competitive pricing and obtain affordable coverage.
Your vehicle type plays a large part in determining your premium for car insurance. Newer models tend to cost less to insure than older ones, and vehicles that feature advanced anti-theft or safety features could qualify for discounts from carriers.
An average full coverage policy for an RDX typically covers liability for damage to other people's properties or injuries, collision coverage to pay for repairs to your own vehicle after an accident, uninsured motorist coverage and uninsured motorist benefits. While costs vary between policies, expect to spend approximately $1,236 each year for basic coverage with $500 comprehensive and liability deductibles as well as minimum liability limits.
Your driving record also has an effect on how much car insurance premiums cost; those with clean records tend to pay lower premiums compared to drivers with multiple accidents or violations, as do male drivers in general; men often pay more than women for car insurance policies.
Alongside these factors, your age also plays a large role in how much car insurance costs. Teenagers typically pay higher premiums due to limited driving experience and increased risks associated with accidents; on the other hand, rates typically decrease with age.
State is another factor that affects the cost of car insurance, since prices vary greatly between states due to regulation. Our website makes it easy to compare rates across providers and find one with an ideal policy that meets your specific requirements.
Collision Coverage
The 2011 Acura RDX is a mid-sized luxury crossover SUV boasting an outstanding safety record and numerous cutting-edge features. Additionally, it's pleasing on the eyes thanks to a design that mixes muscle with class: body sides rake upward front-to-rear for an athletic appearance and conveying command and control; its short rear overhang and flush cargo door further emphasize its muscular lines.
The interior of the RDX is both luxurious and accommodating, offering numerous comfort and convenience features. Its dashboard boasts an LCD screen that displays navigational, audio and climate settings - as well as keyless entry/start capabilities - for ease of use. Furthermore, drivers may customize their vehicle with either leather or cloth seating options for optimal driving pleasure.
Insurance premiums for the 2011 Acura RDX may be higher than comparable vehicles, but you can still save money by shopping around and comparing quotes. Also check to see if any discounts such as good student, safe driver or multi-policy (bundling) apply - such as these may provide savings opportunities!
A standard full coverage policy for the 2011 Acura RDX typically includes liability coverage to pay for injuries or damages to others, comprehensive coverage to cover damage from events outside your control, collision coverage when your car collides with another vehicle or object and medical payments/uninsured motorist coverage as necessary. In addition, consider adding medical payments coverage and uninsured motorist protection as additional options in your policy.
On average, drivers of an Acura RDX typically pay $87 a month for liability only coverage and $183 for full coverage policies. Your actual costs depend on several factors, including your driving history and type of policy chosen. To obtain a personalized rate quote quickly and easily enter your ZIP code below in our free tool - within minutes you'll have multiple customized quotes at your disposal so you can compare rates in your area quickly. You may even discover who offers cheaper rates!
Uninsured/Underinsured Motorist Coverage
Contrasting with liability and collision coverage, uninsured/under-insured driver coverage provides financial security in case an uninsured/under-insured driver causes a wreck that results in medical expenses, property damage and other losses up to your policy limits despite having minimal or no insurance themselves. Although mandatory in some states, you can purchase it as an add-on policy as well.
A typical full coverage insurance policy for the 2011 Acura RDX should cover liability for damage to other people and their cars, comprehensive (to cover vandalism or weather-related events) and collision (optional; helps cover repair/replace costs if your car collides with another car/object), along with personal injury protection and uninsured/underinsured motorist coverage if desired.
Car insurance premium rates depend on various factors, including your location, driving record, model year and trim level, policy deductibles and coverage limits. Therefore, it's crucial that you find the ideal rate that meets your unique requirements - make sure to shop around! To get quotes from top auto insurers such as Allstate, Geico State Farm Liberty Mutual by entering your zip code above.
As you compare quotes, be sure to take note of discounts offered by insurance providers. These could include good student, safe driving and multiple car/homeowner policies discounts as well as financial incentives - these can significantly decrease the cost of your policy.
Your age also plays an integral part in determining car insurance costs. Teen drivers often pay higher premiums because of inexperience on the road; on the other hand, older drivers typically enjoy reduced premiums as insurers view them as low risk drivers.
Your credit score and driving history also play a vital role in your car insurance rates; however, their exact impact varies by insurance carrier; each of which weighs different attributes differently so there's no one provider with the lowest rates for every driver.