Car insurance costs for 2010 Acura TSX can be costly, but there are ways to lower them. Get quotes and choose coverage policies that fit your needs and budget; keep a clean driving record to lower premiums; consider opting for higher deductibles to reduce monthly payments - these steps can all help to bring down car insurance premiums and make them more manageable.

Coverage

Acura's midsize luxury car, the TSX comes equipped with many standard and optional features that enhance safety. Some can have a major effect on insurance premiums; other factors such as driver history, coverage type and deductible can have similar effects on rates.

The 2010 Acura TSX ranks highly for midsize luxury car insurance affordability, ranking sixth out of ten popular models such as the Mercedes CLA250 and Audi A6 in this regard. Below is a table displaying its annual insurance costs as compared with those in its class.

Liability car insurance is required in most states and pays for any damages you cause to other people's property and medical bills related to accidents caused by you. While states typically set low minimum limits for property damage liability coverage, you can choose higher limits depending on your own needs and coverage preferences.

Comprehensive car insurance provides protection from damage caused by events other than collisions, such as stolen vehicles, fire, vandalism and falling objects. Many lenders require comprehensive coverage when leasing or financing vehicles.

Bodily injury losses predicted for Acura TSX were lower than average, so motorists saved car insurers money between 2011 and 2013 as they enjoyed lower insurance premiums.

Finding affordable rates for your Acura TSX requires being a responsible driver with an unblemished driving record. Comparing rates and shopping around regularly will also save money; taking this time-consuming step could save hundreds of dollars! Don't forget discounts; consider raising deductibles as a way of decreasing premiums as well.

Deductibles

The 2010 Acura TSX is a midsize sedan equipped with an impressive four-cylinder engine boasting 204 horsepower. Mated to a manual transmission that sends power directly to the front wheels of the vehicle, its safety and security options help drivers avoid collision claims or costly accidents; yet even with these safety measures in place it may still prove expensive to insure due to its high value and risk of accident damage.

Motorists can save on insurance rates by maintaining a clean driving record, increasing liability limits, and opting for higher physical damage deductibles. Furthermore, bundling multiple policies together can lower premium costs, as can using free online resources to compare car insurance rates and determine their best options.

Collision insurance covers the costs associated with repairing or replacing a motorist's vehicle after an accident, regardless of who was at fault for its cause. On average, motorists should expect to pay around $1,000 annually for this coverage.

Body injury liability coverage helps cover medical costs and lost wages following an accident, providing much-needed financial protection in times of trouble. From 2011 to 2013, Acura TSX experienced a 22 percent reduction in bodily injury claims - lower than industry average of 13 percent loss.

Comprehensive insurance is usually optional, but leasing or financing your vehicle might require it from you. From 2011-2014, Acura TSX experienced a 10% loss in comprehensive claims.

Your location and driving history play an integral role in determining your rate. Drivers in rural areas tend to experience lower insurance rates, while those residing in large cities could see an increase.

Liability

Acura TSX car insurance rates are among the lowest of its class, averaging at around $1238 annually on average for coverage. But costs will depend on many variables including who drives it, their location and which coverages they select.

Liability coverage is a standard form of full car insurance coverage that pays for damages to other people's lives and properties as the result of an accident you cause. Liability policies are mandatory in many states, often being the least costly part of full coverage plans.

If you want to save on liability coverage, consider increasing the minimum bodily injury liability limits on your policy from $10,000 per person up to $15,000. Doing this may often lower monthly premiums. In addition, make sure that uninsured/underinsured motorist coverage is also included with liability policies.

Your Acura TSX may help to lower liability insurance rates through low claims for personal injury protection (PIP). PIP is an optional car insurance coverage that pays medical expenses incurred as the result of an accident no matter who caused it; see the data table below to view how much Acura TSX drivers pay in PIP premiums; furthermore, information such as minimum coverage levels and state regulations is also included here.

Other factors that could influence your rate include the age and condition of your vehicle, driving record and availability of safety discounts. Young drivers typically pay higher insurance premiums due to being considered high risk drivers; you could potentially lower this amount with good grades, driver education classes and/or qualifying for safety bonuses.

Comprehensive

The Acura TSX is a midsize luxury car considered safe by the Insurance Institute for Highway Safety. It received top marks in front, side, and rear crash tests but wasn't tested for roof strength. Furthermore, this fuel efficient vehicle gets good gas mileage. While not strictly speaking a sports car itself, its sporty features give it good handling on the road; two generations have been produced as both sedan and station wagon models.

Liability coverage is an integral component of all car insurance policies, covering other drivers' medical bills and property damage if you cause an accident that was your responsibility. Liability insurance tends to be one of the lowest-cost parts of an auto policy.

However, the 2010 Acura TSX is considered a mid-sized passenger car and may have higher insurance rates due to more vehicles of similar size on the road and increased chances of an accident claim.

Location can also have an effect on your car insurance rate. Areas with high rates of theft or vandalism could lead to higher premiums. To find the most competitive rates for your 2010 Acura TSX insurance policy, compare quotes from multiple providers; look out for discounts such as safe driving record, good credit score and multi-car discount as possible.

Collision coverage is optional but recommended for most drivers. It provides financial coverage to repair or replace your vehicle if it is involved in an accident that wasn't your responsibility, making leasing or financing arrangements mandatory in such instances.

Collision

An insurance provider typically includes collision coverage in its full coverage policy for their 2010 Acura TSX, which pays to repair it if it gets involved in an accident with another vehicle or object, including theft. The cost of collision and comprehensive coverage depends on both its value and deductible amount; lenders usually require this kind of protection as a condition for lease/financing agreements.

This table presents Acura TSX insurance losses in comparison to similar midsize sedans and cars, such as MedPay, property damage liability and collision. Overall, insuring an Acura TSX model tends to be cheaper than similar vehicles with similar features.

Due to its safety ratings - including excellent frontal crash test results and favorable side impact ratings, low theft rate, and excellent fuel economy, the TSX has proven itself an appealing option among young professionals and those upgrading from other luxury vehicles such as Audi, BMW or Lexus.

The engine, suspension and steering of the TSX have all been revised to make for a more engaging drive than its predecessors. Its styling and technical allure appeal to younger drivers who value Acura's quality customer service and customer satisfaction. On average, basic liability coverage typically costs approximately $960 annually for drivers in the U.S. However, rates can differ greatly between insurers and policies and you might save money by increasing coverage limits or opting for one with lower credit requirements.