Acura TL car insurance costs can differ considerably based on a number of different factors. Ohio Mutual typically offers competitively-priced coverage at monthly premiums as low as $20 monthly.
Rates also depend on age and location - drivers in their 20's can be expected to pay higher premiums than drivers aged over 60.
Age
Vehicle age plays a key role in how much it costs to insure, with newer cars costing more. Over time however, as their value depreciates and therefore their insurance premium decreases. Young drivers tend to cost more due to being more likely to cause accidents, while older drivers typically cost less thanks to having built up good driving records over time.
Your choice of coverage has an enormous influence on your insurance costs, too. A full coverage policy typically provides liability, comprehensive (covers damage caused by events beyond your control), and collision (protects against collision with another vehicle or object). Beyond these essential coverage types, uninsured/under-insured motorist and medical expense coverage are also highly recommended for added peace of mind.
Compare insurance quotes from multiple providers to secure the best price. An established online comparison tool can assist in quickly finding the most competitive rates near your location, and offers the opportunity to explore available discounts such as safe driver, good student, multi-policy and homeowner (bundling) discounts.
Safety ratings play a vital role in your auto insurance costs, with higher ratings being safer in an accident. Therefore, it's wise to research your Acura TL's crash test ratings against other vehicles available locally for comparison - though ultimately the most crucial aspect of safety lies with you as the driver!
The second-generation Acura TL was an immensely popular model when first released, and still stands up today. It offers a quiet ride on the road without isolating you from what's going on around you, while its taut handling gives it an edge against rival BMW 3 Series and Mercedes C Class vehicles. Edmunds even named this car their fastest car of 2008 while Car and Driver listed it among their list of ten fastest cars under $40,000. Powered by an efficient J32 3.2-liter Honda V6, its powerful yet fuel efficient engine makes this car ideal.
Driving record
Car insurance rates for an Acura TL tend to be above average, depending on several factors including your age, driving record and location. Drivers with better records tend to enjoy lower premiums; those with poor driving records must pay more. Drivers in their 20s or 30s tend to see increases more quickly than older drivers.
Another key factor in your car insurance rates is how far you drive every year. Drivers who cover less than 10,000 miles have fewer accidents and tend to avoid incidents altogether, leading to lower premiums overall. However, if your commute involves taking your Acura TL on long trips it could be worthwhile paying additional for collision coverage.
Insurance companies will look at your vehicle's safety features to assess any discounts that might apply. For instance, an Acura TL with anti-lock brake systems, air bags and traction control could qualify for significant savings on car insurance premiums.
The 2002 Acura TL is a medium-powered sedan, featuring an engine capacity of 3212cc with 226hp. This engine is coupled with an automatic transmission that sends power directly to the front wheels for driving pleasure. Top speed of this vehicle is 165mph with excellent handling features that earned an outstanding crash test score from Insurance Institute for Highway Safety (IIHS).
Dependent upon your driving style and circumstances, Acura TL car insurance costs can range anywhere from $97 per month to $200 monthly. Find out exactly what your cost will be by entering your ZIP code below and getting free personalized quotes; compare them and find the most favorable rate.
Vehicle type
Your Acura TL's model and year can have a dramatic impact on its car insurance rates. Newer vehicles may come equipped with more safety features and advanced technologies that may lower premiums over older ones. Plus, anti-theft devices could make you eligible for auto insurance discounts!
An additional factor affecting car insurance rates is how often and far you drive annually. Drivers who put more miles on their vehicle typically pay higher premiums due to increased chances of tickets or accidents occurring more frequently; on the other hand, drivers who stay below a specific mileage threshold typically enjoy lower premiums.
Alongside driving records and vehicle age, your age can have a considerable effect on car insurance premiums. Older cars tend to cost less to insure than newer models as they're generally considered less valuable and likely to be stolen - plus, owning such an older vehicle may qualify for discounts off its premiums!
Your coverage selection can also have a substantial effect on the price of car insurance premiums. Liability coverage tends to cost the most, with collision and comprehensive costs often following shortly thereafter. Full coverage typically costs about $3 more each month than liability alone; however, please remember these are just averages; individual policies will differ significantly in pricing.
Comparison shopping can help you locate the lowest car insurance rates for your Acura TL by gathering quotes from multiple carriers. Each quote takes into account factors like coverage preferences and driver risks - with Ohio Mutual offering the lowest average rates with premiums often starting as little as $20 monthly! Other top insurers include NationalGeneral, Aspire USAA & Encompass.
Most states mandate minimum liability coverage on your vehicle. To reduce car insurance rates and save even more money, liability-only policies could be worth exploring; such policies typically cost between $86 and $200 monthly depending on location and driver profile. Alternatively, consider bundling both home and auto coverage with one carrier to save even more.
Location
Numerous factors impact car insurance prices for Acura TLs. This includes their location, driving record of their driver, and other unique details of each driver's driving lifestyle. While some of these aspects cannot be controlled directly by drivers themselves, steps can still be taken to lower insurance rates by improving driving records or shopping around for different providers; those with good credit and no driving violations typically pay lower premiums on auto policies.
Start your quest for cheaper Acura TL insurance premiums by comparing prices and coverage options between insurers directly or using online comparison tools. Collect multiple quotes from reliable insurers before comparing costs and coverage offered. This will allow you to select a policy best tailored for you needs.
Acura TL car insurance policies tend to be higher than other models' policies; however, great discounts can still be found. On average, full coverage policies that include comprehensive and collision coverage cost approximately $174 monthly while minimum liability policies start from around $86 each month.
Acura's TL model is an outstanding luxury sedan option, boasting an extensive list of features. This sedan provides a spacious interior, impressive safety features and an efficient engine. Furthermore, its reliability and fuel efficiency have earned praise.
Handling on an Acura TL is precise but never feels disconnected from the road, making it an enjoyable commuter. Furthermore, its quiet operation is soothing to listen to while driving it - all this makes for a comfortable commuter. Unfortunately though, its cargo space may be lacking; but by opting for used instead of new you could save yourself hundreds of dollars on car insurance premiums with used Acuras! To do this successfully make sure to review its vehicle history report and accident reports before purchasing. This way you will avoid major issues that might reduce repair bills later. Finally be aware of any current recalls related to Acuras so as not to purchase.