Volkswagen Passat car insurance offers drivers with excellent driving records an economical solution. Coverage typically costs approximately $1,504 annually for this model and includes standard liability and collision coverage.
MoneyGeek conducted an analysis of insurance rates for Volkswagen models across all 50 states. The table below details average prices per model as well as state-specific minimum coverage levels for each state.
Cost of the vehicle
Purchasing a vehicle is a significant financial commitment, so you should ensure you're making an informed decision that offers maximum return for your money. When shopping for Volkswagen Passat or another brand car, make sure to do extensive research on both price and features prior to making a decision that could save time in the long run. By doing this research you may be able to identify which model best meets your needs and save yourself valuable time when searching.
InsuranceDekho offers a free car insurance comparison tool that helps you locate the cheapest rates for your Volkswagen Passat. Their online tool enables users to enter details such as registration year, fuel type and car model number; compare insurance company prices; determine who offers lower premiums; enter driving record information or credit scores to see if there are discounts available to them; as well as view their driving history or credit score record to see if discounts may apply based on certain criteria; etc.
Auto insurance rates differ between states and insurance providers, depending on a range of factors that impact them, such as your age, driving record, credit history and type of car you drive with safety features that affect rates. Avoid risky behaviors by driving less and maintaining a clean driving history - all can help lower auto insurance costs significantly!
The VW Passat is a top choice among drivers seeking to reduce car insurance costs. It boasts above-average safety ratings and boasts standard features including airbags, traction control, anti-lock brakes and electronic stability control - with its fuel economy rating also helping lower insurance costs.
Age and driving record play an integral role in determining the cost of auto insurance policies, as do other factors such as mileage driven each year. Older drivers typically incur more auto insurance premiums while younger ones typically pay more.
Volkswagen Passat car insurance costs an average of $220 monthly or $2,640 annually on average, including state minimum liability, collision and uninsured motorist coverage. Rates are based on a 2014 model with good driving records at age 40 utilizing $500 comprehensive and collision deductibles for premium coverage.
Driver’s age
Age plays an enormous factor in car insurance premiums. Younger drivers are seen as higher risks and typically pay more, especially those with poor driving records or who are relatively new drivers. There are ways you can save money on Volkswagen Passat insurance rates: purchasing more cost-effective models or opting for liability only coverage instead of full coverage (this will save money but may increase financial exposure should something go wrong).
Dependent upon your state of residence, Volkswagen Passat car insurance prices can differ significantly. While in some states they could cost as little as $950 annually for good drivers, in others it can reach $2,876 annually due to differing insurance premiums calculated differently by every auto insurer.
Your choice of insurance will also impact your rates; comprehensive policies tend to be more expensive than collision ones but can provide greater peace of mind since they cover damage both to the vehicle itself as well as third-party properties. When leasing or financing a Volkswagen Passat, comprehensive coverage is often required by lenders as part of the agreement.
Finding cheap Volkswagen Passat car insurance policies requires comparison shopping between various providers; this will enable you to find the most cost-effective rates while saving money. MoneyGeek recently ranked the top car insurance providers based on affordability, customer satisfaction and financial stability - companies such as GEICO, USAA and AllState have made the list. Furthermore, MoneyGeek provides a free comparison tool to assist drivers in selecting an appropriate policy suited for their budgets. The Volkswagen Passat insurance price tool allows users to enter their driver's age, ZIP code and driving history for use. Furthermore, this tool also displays average insurance prices in various cities and states across the nation as well as which cities and states offer more and less costly insurance plans for car coverage. Furthermore, this tool will show which cities provide cheaper or more expensive insurance policies.
Driving record
Volkswagen Passats are known for being comfortable rides with spacious seating. Equipped with powerful engines and quick acceleration, this midsize car also comes equipped with safety features like blind spot monitor, lane keeping assist and adaptive cruise control - great if you want an enjoyable driving experience and need to save on gas costs! When considering purchasing one it's also essential to determine how much in terms of insurance costs will come to play when covering it.
Average insurance cost for a Volkswagen Passat is approximately $1,524. This figure includes both liability and full coverage policies; however, costs can differ greatly based on location and driving history - for instance premiums tend to be lower in Maine while they tend to increase substantially in New York City.
Beyond your age and driving record, your total mileage can have a major effect on your Volkswagen Passat car insurance costs. Drivers who travel fewer miles tend to be safer drivers who pay less. Conversely, drivers who cover greater distances may encounter collisions more frequently and end up paying more.
One way to save on Volkswagen Passat car insurance is by selecting a lower-level policy. If liability coverage is all that's needed, look into limited use policies or liability-only coverage; they often cost less than full coverage policies if driving your VW regularly. If unsure, full coverage might be the way to go!
Prior to applying for Volkswagen Passat car insurance policy, it's advisable to review your credit report. A low credit score increases the risk of accidents, leading to higher premiums; to prevent this scenario from occurring, it is a wise idea to pay all bills on time without incurring additional debts.
When looking for Volkswagen Passat car insurance, remember that affordability should not be your only priority. Instead, make sure your insurer offers great customer service and reliable policies; additionally read up on reviews by previous customers to assess how satisfied they were with them.
Insurance company
Volkswagen Passat sedans are popular choices with powerful engines, making them great choices for anyone seeking an affordable car. Auto insurance prices will depend on several different factors; therefore it is essential that drivers research various companies before making their choice and searching for affordable VW Passat car policies that suit them as much as possible - in addition to comparing quotes they should also consider their driving history and credit history in making this decision.
The Passat's premiums are slightly higher than other Volkswagen models, yet still below the national average. Full coverage costs $2 more while liability coverage costs are actually slightly less due to its superior safety rating that helps lower insurance costs.
As with all vehicles, the price of the Volkswagen Passat varies by state and insurance provider; for instance, the cheapest coverage comes from GEICO at approximately $1,192 annually on average while Allstate charges around $1,448 on average annually. Furthermore, costs related to car ownership depend on factors like driver age, gender and driving record - for instance men typically pay approximately $8 more in monthly car insurance premiums compared with women drivers.
The table below presents estimated Volkswagen Passat car insurance rates by model and trim level. The cheapest model is the SE model, followed by R-Line and Limited Edition models. Furthermore, price ranges can differ based on location and driver characteristics. Young Passat drivers in some states pay twice the fees as their older counterparts due to being more likely to incur tickets and accidents than other drivers. As such, they often pay more for auto insurance than older drivers with impeccable driving records and reduced mileage. The table below also demonstrates how age impacts insurance costs with male drivers incurring greater premiums than females; generally speaking female drivers tend to drive fewer miles and boast better records and thus can often be cheaper to insure than men.