Quadrant Information Services conducted a 2020 study and determined that Subaru Outback car insurance costs less than the national average; however, your monthly premium can differ depending on which provider you choose.

Your auto insurance premium depends on a range of factors such as your age, driving record, vehicle type and policy deductibles and limits - not forgetting geography as an additional factor.

Discounts

Subaru Outback insurance costs an average of $1,518 annually or around $127 monthly to insure, making it significantly lower than midsize SUV rates and well below the national average of $2,685. Rates can differ greatly depending on factors like location, driving record and policy deductibles - to find the most cost-effective policy rates it is important for drivers to compare customized quotes from multiple carriers and compare personalized quotes directly.

Subaru Outback vehicles are popular vehicles known for their multitude of safety features. These features can help drivers reduce insurance premiums and qualify them for discounts by offering driver and passenger-side airbags, automatic seat belts, anti-lock brakes, lane departure warning systems and lane departure warning systems as standard features. Furthermore, additional safety features may help lower rates such as blind-spot detection systems or electronic stability controls which further help keep drivers protected.

On average, Subaru drivers pay $1,378 annually for full coverage insurance that encompasses liability, collision and comprehensive policies. This figure compares favorably to the annual premium cost associated with insuring a Toyota Camry which averages out at an estimated cost of $1,558; rates differ due to differences in location and risk profile; drivers should always compare quotes according to their unique circumstances.

There are various strategies available to you for lowering the cost of Subaru Outback car insurance, such as decreasing coverage levels or raising deductibles on each type of coverage. But be mindful that choosing to reduce coverage means incurring more out-of-pocket payments should an accident arise, so review your policy regularly to ensure you're not overpaying.

Age

Bankrate recently published a report showing that Subaru Outback SUV is less costly to insure than other midsize SUVs, and insurers often base premiums on factors like vehicle value and crash test ratings; additionally they consider age, driving history and discounts offered by insurance providers when setting premiums.

Insurance rates depend on both state and region; however, you should expect to pay more in certain areas than others. For instance, 40-year-old drivers tend to pay more for coverage than 18-year-old drivers due to having less experience driving and thus more chances of accidents and claims filing with insurers.

Older cars generally tend to attract lower insurance rates than newer models due to depreciation over time and decreased value. Furthermore, many insurers provide a discount for vehicles over 10 years old.

Subaru Outback car insurance premiums also depend on the driver's age. Women tend to experience lower insurance costs than men as they tend to get into less accidents or file claims with insurers due to being safer drivers overall and leading fewer high-risk lives.

However, women also enjoy additional discounts that help offset the higher insurance rates associated with the Subaru Outback. These may include multi-policy discounts, good driver discounts and safety features like airbags or antitheft systems. It is wise to shop around to find a suitable offer in line with your risk profile and budget.

Driving record

When searching for Subaru Outback car insurance, it is essential to consider all factors which may have an effect on rates. These may include factors like model year of the vehicle, driver age and history as well as location. When shopping around for reliable providers with competitive pricing you may also qualify for discounts such as those provided for defensive driving courses as well as lower mileage drives with anti-theft devices or features that increase safety features on their car.

Subaru Outback insurance costs on average roughly $1,518 annually or roughly $127 each month compared with popular SUV models such as Nissan Rogue and Ford Escape. The low costs may be due to its safety features and high fuel economy - not to mention it offering more cargo space than competitors such as Rogue or Escape.

MoneyGeek data shows that some states have higher insurance costs than others, which can significantly impact your Subaru Outback car insurance premium. MoneyGeek estimates that in certain states, Subaru Outback car insurance premiums can cost as much as $2,870 annually while in others they could drop as low as $1,010. These figures apply to an insured driver aged 40 with good credit and full coverage; multi-car or other discounts do not factor into these calculations.

Although certain aspects of auto insurance are beyond your control, there are still steps you can take to lower Subaru Outback car insurance rates. For instance, being the original owner may earn you a discount; multi-policy policies offer greater savings; bundling home and auto coverage can even offer even further savings!

Vehicle type

Vehicle choice can have an effect on car insurance premiums. SUVs tend to cost more to insure than sedans; additionally, your driving record and age can impact car insurance rates. To get the best rates possible, shop around and take advantage of discounts such as good driver discounts or cancelling coverage you don't need - both can help bring down premiums significantly. Keep in mind that insurance rates differ by state; some have higher premiums than others while your location could have a significant effect on premiums.

Subaru Outbacks are an ideal vehicle choice for drivers seeking safe and practical transportation solutions. The Subaru Outback has earned top crash test ratings, as well as being equipped with safety features like its ring-shaped reinforced frame which absorbs impact forces, automatic braking, pedestrian warning systems and blind spot detection; all designed to reduce collision and liability insurance claims costs by decreasing risk.

While national averages can give you an idea of what to expect when purchasing car insurance for your Subaru Outback, it is wise to compare prices based on your location and risk profile. Some insurers may charge more for married people; and some may not cover drivers with past driving violations or gaps in coverage.

On average, full coverage for a Subaru Outback costs an estimated annual total of $1,121; however, rates can differ based on factors like your age and chosen policy deductibles; for instance, drivers aged 60 with higher physical damage deductibles could pay more than younger drivers with lower physical damage deductibles.

State requirements

Your Subaru Outback insurance needs depend on both state requirements and your own risk tolerance. Some states mandate minimum liability coverage, while others also require comprehensive and collision coverage. It is always wise to carry enough coverage in the event of an accident or other incident to protect your assets; you can find out what that minimum coverage requirement is by visiting either your state's department of motor vehicles website or the National Association of Insurance Commissioners' website (NAIC).

Costs associated with auto insurance coverage for a Subaru Outback vary widely by state, driver age and coverage options; however, on average Outback owners tend to pay less than national SUV averages due to its rapid depreciation. Furthermore, new models tend to be less costly to insure than older ones.

When shopping for auto insurance, it's essential to compare quotes from various companies before settling on one. The Zebra makes this easier by providing quotes from established insurers - simply enter your zip code above and access free Subaru Outback car insurance quotes!

Car insurance rates for a Subaru Outback vary by state, with annual premiums usually falling within the range of $1,010-1,870 annually based on an assumption that a 40-year old driver with good credit and no accidents or traffic violations also includes $500 comprehensive and collision deductibles and minimum liability limits as part of his/her policy coverage.

Subaru Outback car insurance premiums increase for drivers involved in multiple accidents or traffic violations; typically one accident will cause their premiums to increase by an estimated amount of $66 monthly while multiple incidents could significantly more. Some insurance providers offer discounts for safe drivers or having multiple policies.