Full coverage car insurance for a Mercedes C300 typically costs approximately $165 monthly and covers comprehensive and collision coverage - this type of protection may also be mandatory if the car is being leased or financed.
Reduce your rate by improving your credit score, driving safely, and opting out of unnecessary add-ons. Also shop around between different insurers to find the lowest rates possible.
High Repair Costs
The Mercedes C350 is an expensive luxury vehicle, so repair costs may exceed those for other cars. These costs could have an effect on car insurance premiums as some parts are pricier and may need to be shipped from overseas; furthermore, its safety features could increase premium rates significantly; therefore it's essential to choose a car which meets both its price tag and premium comfortably.
Comparatively to its midsize luxury car counterparts, the Mercedes C350 enjoys lower car insurance rates than many of its rivals. It ranks 18th out of 54 vehicles in its midsize luxury car class and can save an average of around $138 annually on average. The following table details average full coverage Mercedes-Benz C350 car insurance prices as compared to others within its class and highlights some top insurance providers offering discounts to Mercedes owners.
State Farm is the leading insurer for Mercedes-Benz vehicles with an average monthly premium rate of about $180. Geico and USAA offer affordable Mercedes-Benz vehicle coverage options; other great choices include Allstate, Progressive, Liberty Mutual. Each offers discounts for good students, senior citizens, military or federal employee employees as well as multiple policy holders that can significantly decrease premium costs.
Although Mercedes-Benz C350 maintenance costs may be more expensive than those of most luxury vehicles, they do not compare with some other Mercedes models such as E-Class and S-Class models, which incur much higher maintenance expenses. Extended warranty plans offer buyers comprehensive protection with roadside assistance plans included as an added feature.
Other factors that could influence Mercedes-Benz C350 car insurance rates include age, location and driving history of its driver. Although these details might seem inconsequential, they can have a dramatic effect on how much car insurance costs. Therefore, it's wise to regularly assess your coverage needs to ensure you have adequate protection for your vehicle.
High Theft Rates
Luxury vehicle thefts are more frequent than more inexpensive cars, increasing car insurance premiums for Mercedes owners. Mercedes owners who want to reduce this risk should install security features in their vehicle and enroll in telematics programs that monitor driving behavior to reduce theft risks. Vehicle make and model can have a dramatic effect on insurance premiums; for instance, insuring a Mercedes GLA 250 often costs less than C350. Other factors affecting premiums are age, gender and driving record: younger male drivers tend to have more accidents which lead to higher premiums; this gap usually closes as drivers get older while keeping a clean driving record.
Mercedes Benz C350 car insurance costs an average annual amount of $1,624, or approximately $135 monthly, when full coverage with a $500 deductible is purchased - this rate covers liability, comprehensive, collision, and uninsured motorist protections.
Drivers of Mercedes Benz C350 cars can save on car insurance by taking advantage of discounts, bundling policies together, maintaining a clean driving record and participating in telematics programs. To find the most competitive Mercedes Benz car insurance rates for C350 drivers, it is a good idea to obtain multiple quotes from various companies and compare quotes between them; keep in mind that your state determines your rate; also credit scores and driving histories can have an effect.
The Mercedes Benz C350 is a luxury midsize SUV offering numerous safety and performance features. Available in several trim levels - base coupe and 4Matic coupe - the Mercedes-Benz C350 ranks 18th when compared with 54 other midsize luxury cars for average insurance rates, making an online quote comparison tool an essential resource in finding suitable Mercedes-Benz C350 rates and policies that best suit drivers needs and budget.
High Deductibles
Like other luxury vehicles, Mercedes models require costly repair and maintenance expenses, which leads to higher car insurance premiums. Part costs may also play an impactful role; for example, certain repairs might require tools only available from auto dealerships for repair jobs; these parts tend to be pricier than generic replacement parts found in most other vehicles. Another factor affecting Mercedes Benz C350 car insurance rates is theft rate: due to their popularity among thieves, Mercedes vehicles often become targets. For this reason it may be wise to install anti-theft devices in your vehicle as it will help prevent thieves from targeting it in future.
Insurance rates for Mercedes Benz models depend on driver age, vehicle value, safety features and claims history. Teen drivers typically incur the highest rates due to their inexperience behind the wheel; it is possible for C350 owners to save money by shopping around for cheaper quotes from multiple insurers; additionally it can help to shop around for discounts that may apply, such as being an excellent student or senior citizen; bundling home and auto policies through one provider can further lower premiums.
According to our analysis, average rates for the 2015 Mercedes Benz C350 averaged $1,624 annually or $135 monthly according to our estimates - this rate was above-average among midsize luxury sedans, but still lower than the national average. As part of our investigation into car insurance costs for 54 other midsize luxury vehicles.
Cost of Mercedes Benz C350 car Insurance depends on a number of factors, but your location and driving record play the largest roles. Insurance companies use these elements to calculate a quote and decide on your final rate; regardless of your situation, shopping around can help find you an economical price.
The Mercedes Benz C350 is an opulent, luxurious and powerful vehicle, making it an excellent option for both personal and professional use. With 463 HP and the ability to hit 60mph in just 4.5 seconds, this Mercedes is capable of increasing speed and power when necessary, increasing risk. Therefore, adding gap insurance as part of your policy would help cover any gaps between insurance settlement and what remains due in case of total loss.
Poor Credit
Mercedes cars are well known for their beautiful designs and safety features. Unfortunately, however, Mercedes vehicles tend to be more costly to insure than other popular makes of automobiles, with rates depending on a number of variables such as make, model, location, driver age and credit score.
Before purchasing Mercedes C350 insurance policies, it is vital that you compare multiple quotes. Doing this will allow you to find an affordable policy with adequate protection for your vehicle. Similarly, bundling with home or umbrella policies could save money as well. Finally, review your coverage needs regularly so as not to miscalculate.
Mercedes Benz C350 auto insurance rates tend to be higher than average; however, it is possible to secure cheap coverage. Insurance providers offer various discounts such as safe driver discounts and anti-theft devices to attract new customers; however, the most cost-effective way of saving on Mercedes-Benz auto insurance lies within maintaining a clean driving record and installing safety features into your car.
Young drivers tend to pay the highest Mercedes Benz C350 insurance rates due to their inexperience behind the wheel and are therefore seen by insurance companies as riskier drivers. To minimize costs and save money, teenage drivers should share cars with their parents or enrol in ride sharing programs; additionally they should remain as much on their parent's policy as possible in order to avoid high premiums.
Amica, Erie and Statefarm offer some of the lowest Mercedes Benz C350 insurance rates; these companies specialize in providing discounts to active military members and veterans as well as safe drivers with clean records. Allstate and Nationwide also provide attractive premiums; on average the annual Mercedes Benz C350 policy rate stands at approximately $1902 which is slightly less than average rate for luxury vehicles (which averages $2040).