Acura ILX owners should consider factors like vehicle value and age when setting car insurance premiums, along with multiple tickets or accidents in their past as important influences for car insurance rates. Also important are type and amount of coverage chosen.
Backup sensors and a spare tire kit may help lower your premiums, while safety features like lane departure warning and advanced cruise control could also lower them.
Price
The Acura ILX is a small luxury sedan known for its advanced safety features and impressive standard equipment package, along with strong reliability ratings and an attractive resale value that make it an attractive choice among drivers looking for an affordable ride that provides them with both luxury and security.
Like with any vehicle, several factors can impact the cost of Acura ILX insurance premiums, including driver age and driving history, location and coverage selection - with full coverage policies generally costing more than liability only policies; however, selecting a higher deductible could save money on premiums.
Some insurance providers provide discounts for drivers who have completed defensive driving courses or who demonstrate safe driving behavior, helping reduce the overall cost of insurance for an Acura ILX. It's worth keeping in mind that rates may differ between providers so it pays to obtain multiple quotes before making your decision.
The price of Acura ILX insurance depends on its model year and trim level, with newer vehicles tending to incur higher insurance costs due to being more valuable. Furthermore, miles driven can have an effect; drivers who take more frequent journeys may increase their chance of an accident and therefore pay more in insurance costs.
Liability coverage is the foundation of auto insurance and provides protection to other people's cars and property should you cause an accident. While liability may provide some financial security in an accident situation, collision coverage offers additional financial security in such instances if your Acura ILX sustains damage from striking another car or object.
Acura ILX was honored with the Kelley Blue Book 5-Year Cost to Own Award in 2018, which measures depreciation, fuel costs, expected maintenance and insurance fees as well as state fees. This award allows drivers to compare total ownership costs across vehicles before selecting one that's right for them.
Safety Ratings
Acura's ILX sedan has earned high ratings when it comes to safety, and could help lower your car insurance rates. Deductibles and coverage options will have an effect on costs as well.
The 2019 Acura ILX is an excellent vehicle choice for anyone searching for an economical and dependable new ride. Boasting great fuel economy, comfortable seating and numerous safety features to protect you on the road, it comes equipped with many options and accessories designed to meet individual requirements.
Before selecting an insurance provider, compare quotes from multiple providers in order to get the best deal. Your age, driving history and location all play an important role. Furthermore, discounts could apply if you possess excellent credit scores, students status or own multiple vehicles.
Overall, older drivers usually pay lower insurance premiums than their younger counterparts due to increased experience and decreased chances of accidents. For this reason, small sedans like the ILX may be less costly to cover than larger SUVs or trucks.
Although small in size, the ILX is packed with an abundance of advanced safety features. Standard front, side, and curtain airbags along with antilock brakes and hill-start assist come standard in its chassis; furthermore an IIHS-rated front crash prevention system and driver assistance package known as AcuraWatch with collision mitigation braking, lane departure warning, adaptive cruise control are also included in this car.
Other safety features to consider are backup sensors, LED fog lights and spare tire kits - especially useful for parking or reversing in congested lots. You may also add locking steering wheels and wheel locks to make theft harder.
The Lexus ILX sedan is an economical choice that remains one of the most economical vehicles on the market. Additionally, its long list of safety features has earned high praise from IIHS and NHTSA evaluations; additionally its 4/5 JD Power Dependability Study rating means it stands up as an overall reliable vehicle option.
Features
The 2019 Acura ILX is an entry-level luxury vehicle offering impressive features at an excellent value. Competitors may cost more, but the ILX offers superior safety ratings and lower insurance premiums than many of them. Furthermore, this compact car makes a great option for young drivers as its smaller engine provides easy maneuverability.
The Acura ILX offers several trims and packages to provide extra comfort, style or functionality. Popular examples are the A-Spec package with sporty details on both the interior and exterior; and Premium A-Spec Sedan with leather seats and other amenities. Additional features that could affect your insurance rates include anti-lock brakes, electronic stability control and traction control as well as Honda Sensing advanced driver assistance features to keep you safer on the road.
In general, sedans tend to be cheaper to insure than sports cars or SUVs as they're safer for passengers and pose less of a theft risk. Because the ILX is a sedan model, insurance costs should likely be less expensive compared with midsize luxury cars such as the Lexus ES 350, BMW 530i or Infiniti Q50.
Other factors that can have an effect on the cost of insuring an Acura ILX include your driving history, location and coverage options you select. A higher deductible can help lower premiums; just be sure to select one you can afford in case of an accident. Also think about whether collision coverage would benefit your policy as this would cover repairs should something happen that damages it further.
Before making your choice, it is also essential to research your state's minimum coverage requirements as well as whether or not additional policies such as uninsured/underinsured motorist coverage, personal injury protection or comprehensive can add up quickly to become costly if left uncovered. Therefore, it's essential to explore your options carefully prior to settling on one option over the other.
Discounts
As with any car, the specific features and coverage limits of an Acura ILX will have an effect on its insurance premium. There are several discounts that may help lower its rate more affordably for you; such as safety-related features discounts as well as good student, anti-theft, driving-related discounts as well as multi-car and safe driver discounts. When looking at policies to find what's right for your budget be sure not to compromise liability limits or collision coverage to save a few dollars monthly as this could be costly mistake that you'll come to regret later on! Compare policies carefully but do not skimp when sacrificing coverage levels just to save a few bucks per month in exchange for financial mistake that may cost much later!
One of the major factors affecting the cost of insuring an Acura ILX is your age. Younger drivers typically pay more, as insurers view them as riskier clients to cover. On the other hand, older drivers usually pay less; those between 25-44 could expect to pay approximately $101 monthly for full coverage insurance policies.
Location can have a dramatic effect on the cost of insurance premiums for homes, jobs and vehicles. Living in rural areas tends to lead to lower premiums than living in densely populated cities; an online insurance calculator or tool may help find you more suitable rates in your location.
Another factor affecting car insurance rates is how much mileage you drive each year. Driving less will lower your premium as insurers see you as a safer driver who is less likely to cause accidents, and switching to usage-based or pay-per-mile policies could save even further on coverage costs.
Discover great discounts for the 2019 Acura ILX by using online quote comparison tools or by asking your insurer. Be sure to take advantage of them so you can enjoy its luxuriousness and safety without draining your bank account! You may also find discounts by browsing Acura's website for more details about its safety features and their advantages.