The Mazda 3 is one of the least costly cars to insure, costing significantly less than Mazda's other economical offerings, such as CX-5 and Model 3 hatchback models.

Insurance rates differ between suppliers, making comparison shopping crucial. Here are average Mazda 3 car insurance costs including comprehensive, collision, and liability coverage.

Cost of ownership

Mazda cars have long been known for being fun to drive, which makes them a top pick among young drivers and commuters looking for economical transport solutions. Car insurance rates can quickly add up; when selecting a Mazda 3 the annual premium averages out to around $1,802. This comprehensive coverage helps cover repair or replacement costs in case of an accident.

The cost of ownership for a Mazda 3 depends on several factors, including its age and driver's driving record. Price also plays a factor when it comes to insurance premiums - generally speaking, newer vehicles typically have lower premiums; however some sports car models may cost more to insure.

One way to lower the costs associated with owning a Mazda 3 is purchasing an older, pre-owned model; this can lower insurance premiums while still giving you access to reliable transportation. Another strategy for cutting costs would be comparing online insurance policies from various providers for the best deal available.

State Farm and Progressive are among the best car insurance providers for a Mazda 3, offering competitive rates and discounts for safety features, such as State Farm's discounts for good grades as well as rideshare coverage for Uber or Postmates riders. Both also have low rates with multiple payment options to make for an easy comparison process.

Auto insurance rates for a Mazda 3 can differ dramatically, depending on its model, driver's age and location. A 40-year-old with an excellent driving record could expect to pay as little as $860 annually in states like Idaho, Maine and Iowa for full coverage whereas in Michigan, Louisiana and New York it can reach as high as $1,850 due to risky factors like recent accidents and traffic violations being considered risky factors by insurers.

Safety features

The Mazda 3 offers many advanced safety features. This includes the i-ACTIVESENSE suite of driver assist technology which can help prevent accidents and maintain control of your vehicle. Some notable features are adaptive front lighting system which adapts its headlights according to your steering direction; high beam control system which automatically switches between low and high beams; lane departure warning system alerting when your car drifts out of lane and more!

Insurance companies take vehicle safety into account when setting rates, making it essential to shop around for the best price before making a purchase. Furthermore, your type of coverage selection could alter your rate significantly: comprehensive will cover damage caused by weather or external factors out of your control while collision coverage will cover damages to your car should it collide with another car or object.

If you want to lower your insurance costs, discounts may help lower your rate. For instance, having a clean driving record could qualify you for a good driver discount; similarly, bundling auto and home policies or taking advantage of employer-based discounts could lower your rate further.

As your age, location and driving history change, your rates for insuring your Mazda 3 may change as well. Young drivers typically face higher insurance costs than older ones while costs could also vary based on where you reside - for instance if your home is located within an urban environment your rates could increase more significantly than if located in rural surroundings.

Consider purchasing a vehicle certified as safe by the National Highway Traffic Safety Administration (NHTSA), such as a Mazda 3. The Mazda 3 has earned top scores during NHTSA crash test studies, which can significantly lower insurance premiums.

Insurance costs

As you search for your new Mazda 3, keep in mind that insurance costs could be quite steep. Due to its sporty design and perceived high risk of at-fault crashes, some insurance providers consider the Mazda 3 a sports car which typically incur higher premiums compared to sedans or SUVs.

Although your Mazda 3 may not qualify for discounted auto insurance policies, that doesn't mean finding affordable coverage is impossible. By shopping around and comparing rates you should find a suitable policy at a good price. Adding safety features or taking defensive driving classes may also lower premiums significantly.

On average, insuring a Mazda 3 costs an estimated annual premium of $1,261. This figure is lower than most cars' annual insurance costs and similar to what one might find for insuring a Hyundai Elantra. Insurance rates depend on several factors including driver age and location as well as coverage options chosen - in some instances drivers could save money by getting financing through car loans or borrowing coverage through parents' policies.

Mazda CX-3s are among the cheapest to insure among their lineup, followed by Mazda 6 and CX-5 models. If you want the best rate for your Mazda, make sure that you take advantage of all available discounts and specials, such as safe driving discounts or multi-car discounts; combined home and auto policies may even lower premiums further.

Insurance rates for the Mazda 3 can differ depending on your state, but are generally less than the national average. They can range from as little as $860 annually in Idaho and Maine to up to $1,850 in Michigan, Louisiana and New York (these figures assume a 40-year-old driver with excellent credit and driving history, $500 comprehensive and collision deductibles and minimum liability limits. Other factors like gender or driving history can impact its price; young male drivers typically incur higher premiums while older drivers usually enjoy reduced insurance costs).

Reliability

If you're searching for a car with reliable performance and enjoyable handling, the Mazda 3 could be an ideal option. Offering high levels of performance and safety features at an attractive price point, be sure to do your research before investing in one; make sure it has all of the safety features needed along with enough room for all passengers.

The Mazda 3 is a small, sporty car considered part of the compact car category. It competes against vehicles like Hyundai Elantra, Ford Focus, Honda Fit and Chevrolet Cruze; additionally it comes in both hatchback and sedan form to meet different storage space needs.

Numerous factors can determine the cost of Mazda 3 car insurance policies, including driver age, driving history and location. Younger drivers tend to pay higher premiums as insurers see them as higher risks due to inexperience behind the wheel; vehicle type also plays a factor as certain models are more desirable to thieves than others.

Car insurance premiums vary significantly across states and models of Mazda 3, with an estimated average premium costing an estimated annual average rate of around $1,400 for an insurance policy for three years. When searching for affordable coverage it is wise to shop multiple companies before selecting one to work with; some top providers include USAA, Amica, Erie and State Farm; they each provide multiple policy discounts or good student incentives that could prove invaluable when you need coverage at an affordable rate.

Although Mazda 3s are generally reliable vehicles, mechanical issues may still occur from time to time. First generation owners reported clutch failure and engine misfire issues; these have since been significantly improved on by subsequent models. While such issues are uncommon, it's still wise to do your research when looking for one and look for one which is several years old; this will save money on repairs/maintenance expenses while helping keep car insurance premiums affordable.