Before purchasing a new car, it pays to research insurance rates carefully - doing so could save thousands over its lifespan! Finding appropriate coverage could mean big savings over time.
MoneyGeek estimates that full coverage costs approximately $1,628 annually for the Ford Taurus.
Safety Features
Ford Taurus cars feature numerous safety features and have received high scores in crash tests conducted by the National Highway Traffic Safety Administration, earning five stars for both frontal and side crashes, with four stars awarded in rollover tests. A rearview camera is also provided to drivers, while it also comes equipped with traction control as well as head-and-torso front side air bags to protect occupants in case of an accident.
The Ford Taurus offers many safety features that may reduce insurance rates, such as lane keeping assist that detects cars in your blind spot and alerts when it is time to change lanes, pre-collision assist that detects when an impending frontal collision may occur, and brake application warning systems to notify drivers if their stopping distance becomes unsafe, and more.
Drivers can reduce car insurance premiums by equipping their vehicle with anti-lock brakes, electronic stability control and airbags - essential safety features that help avoid accidents and injuries and decrease the risk of paying damages caused by uninsured motorists.
Ford Taurus car insurance typically costs an average of $1,506 annually with full coverage - though this figure may differ significantly depending on where you reside and your driving record. To find the exact price for you and your situation quickly and easily, the best way is to request a quote - there are various online tools that can assist with this task quickly and effortlessly.
Before making any decisions about buying or leasing a new or used car, it's wise to get a quote first. Doing so allows you to compare prices and options for making an informed purchase decision as well as give an indication of what your monthly payments might look like for this vehicle.
Some companies specialize in offering low cost car insurance policies for specific vehicle models, like the Ford Taurus. USAA stands out as an exceptional provider, boasting high customer ratings and superb service, while GEICO can provide discounted rates for current and former military members and their families. You can also read up on reviews before choosing which policy best fits you.
Defensive Driving Courses
Many factors can impact the cost of Ford Taurus car insurance rates, such as your age, gender, driving record and location. You can reduce rates by being a careful driver who completes defensive driving courses regularly while keeping mileage down; as well as inquiring with your provider about any possible discounts they might provide you.
People who take a defensive driving course typically receive a discount on their insurance premiums. Such courses may be offered online or in person and can benefit anyone looking to improve their driving skills while saving money on car insurance premiums. Some states such as Alaska provide such courses at no or reduced costs - typically featuring videos, animations and quizzes to increase confidence behind the wheel while reducing points from their driving record and build their driving skills.
As an owner of a Ford Taurus, you should inform your insurance agent about any safety features installed in your car. An anti-theft alarm system or airbags could qualify you for discounts; similarly if your driving less than the average mileage per year could help save by switching to usage-based car insurance which calculates monthly rates depending on how often your car travels each month.
As the Ford Taurus ages, its competitors that offer greater comfort and performance begin to overtake it. Unfortunately, its current generation has been on the market for over a decade without significant updates to keep up with market competition. Furthermore, thieves frequently target the Taurus for theft which raises your insurance rates; although it no longer tops lists of most stolen cars this still has an effect. If you want the best rate on Ford Taurus car insurance enter your ZIP below and receive personalized quotes within minutes!
Good Driving Record
Many car insurance companies provide discounts to drivers with clean driving records. You're likely to enjoy lower premiums on your Ford Taurus than someone with accidents or traffic violations on their record, while some companies provide low mileage discounts if you drive less frequently; alternatively if your Ford Taurus serves mostly as transportation for daily commuting needs you might wish to consider alternative modes like public transit or ridesharing services such as Uber/Lyft instead.
Your choice of coverages for your Ford Taurus can also have an effect on its rates. Comprehensive insurance will protect it from non-collision incidents such as theft, vandalism or natural disasters; while collision coverage will pay for repair costs incurred when your car collides with another object or is damaged due to tree or rockfalls.
Some companies offer special programs for military veterans, senior citizens and other groups that might qualify for reduced rates. A great place to begin your comparison process is online - compare quotes from multiple providers so you can see how each of them prices your Ford Taurus before making an informed decision about which policy suits best.
As older cars tend to depreciate in value more rapidly than newer ones, their insurance costs typically decline more quickly as well. Depreciation will vary depending on when your Ford Taurus was manufactured and some insurers offer online tools that can show you its average rate in relation to other similar model years.
Car insurance rates are determined by numerous variables that vary by carrier; no single insurer offers the cheapest coverage. By shopping around and taking advantage of discounts available to you, however, it's possible to secure great Ford Taurus auto insurance deals by taking advantage of available policies, raising deductibles and considering usage-based programs that track driving patterns.
Low Mileage
If you travel less than 10,000 miles annually with your Ford Taurus, it may be possible to obtain more economical car insurance rates. This is because low risk drivers such as yourself are likely to go without accidents and insurance claims; additionally discounts may apply if you maintain a good driving record, take defensive driving courses and/or own a safe vehicle. To determine exactly how much car insurance will cost you each year, compare quotes from various carriers online; you'll find plenty of tools and calculators online that will assist in estimating total car costs accurately so as to find the best possible deal!
Your vehicle and driving history will also have an effect on how much car insurance costs. In general, older cars tend to cost less to insure as their values depreciate more slowly; however, certain features of your Ford Taurus may have an impactful influence on this rate.
Regarding your driving record, the more spotless it is the better it will be for your Ford Taurus car insurance rates. One ticket or accident can significantly raise these costs; therefore avoiding them is key if you want to save money. Young and teenage drivers may pay higher premiums than adults.
When selecting an insurer for your Ford Taurus, be sure to select one with strong finances and offers competitive prices across their coverage options. When searching for insurers that meet these criteria, look for those that offer outstanding customer service departments as well as convenient payment methods - and see if there are any discounts available specifically to drivers of this vehicle.
USAA offers competitive Ford Taurus auto insurance rates to current and former military members as well as their families, while boasting a high customer satisfaction rating and being known for providing quality service. Non-military drivers may find GEICO more suitable, offering several discount packages while upholding their reputation of treating customers fairly.