
Hyundai Azeras are more cost-effective to insure than many other vehicles, costing drivers approximately $1,440 annually for coverage. For optimal rates, drivers should choose policies with minimal liability coverage while shopping around for best rates - or consider bundling them together!
Model Year
An individual's Hyundai Azera's model year can have an enormous impact on how much they pay in car insurance premiums. Newer vehicles tend to cost more to insure due to being worth more money, while older ones usually depreciate over time and therefore tend to cost less in premiums. As such, knowing its age before searching for rates is crucial.
The 2022 Hyundai Azera marks its third generation as a luxury sedan, boasting an elegant exterior design, spacious interior space and advanced safety technology. Furthermore, it comes equipped with a powerful 293 horsepower V6 engine to deliver excellent performance and acceleration - however despite these advancements the Azera has struggled to find its place within premium car markets, and may soon be discontinued altogether.
However, used Hyundai Azera models still represent excellent options for buyers in search of used cars. Produced since 2006 and featuring exceptional gas mileage and comfortable rides. Furthermore, purchasing liability-only insurance policies could make these vehicles very cost effective options for motorists looking for their ideal ride.
Liability-only policies cover medical expenses and property damage that you cause others due to a car accident, while full coverage provides insurance protection against damage to both your own vehicle as well as uninsured/underinsured motorist coverage and other optional coverages. The average monthly cost of full coverage on a Hyundai Azera is about $165; however, your rate could be reduced with higher liability limits or a lower deductible - enter your zip code now to compare quotes from top insurers!
Mileage
Insurance premiums will likely be higher for 2013 Hyundai Azeras with high mileage because vehicles with more miles tend to depreciate more quickly. Mileage should always be taken into consideration when making purchasing decisions; more than 150,000 miles could indicate poor care of a used Azera. Retaining regular maintenance such as fluid flushes and spark plug replacement can help ensure its longevity; driving safely can extend its life; getting regular repairs can increase its chances of making it closer to the 200,000-mile milestone.
Drivers should compare prices from multiple insurance providers prior to making their selection. Many factors affect the amount a driver pays, such as age, gender, location and driving record. Maintaining a clean record or taking an advanced defensive driving course may lower rates significantly and drivers should take advantage of any discounts they qualify for - for instance bundling policies can help bring down car insurance costs on Hyundai Azeras.
Average drivers typically pay approximately $165 monthly for full coverage on their Hyundai Azera, including collision and comprehensive. To compare prices, take advantage of our free tool to obtain personalized quotes from various insurers or read our helpful guides on securing affordable auto insurance policies. Whatever form of protection is chosen for the Azera, this vehicle makes for a luxurious ride at an economical cost.
Driver’s Age
Age plays an integral part in car insurance rates for new and young drivers. Teenagers and first time drivers usually face higher premiums because younger drivers are considered higher risks by insurers. To reduce your car insurance rate, make sure your driving record remains clean, obtain multiple quotes, shop around and consider factors like location, coverage options, deductibles and credit score when making decisions.
On average, insuring a Hyundai Azera with full coverage costs roughly $1,440 annually; however, this estimate may differ greatly depending on factors like location, driving history and coverage chosen.
Liability insurance covers damages or injuries you cause to others in an accident, including medical bills, lost wages and pain and suffering. Collision coverage is an optional type of protection that pays to repair damaged vehicles from objects or collisions - though its costs tend to outstrip liability coverage, leading many drivers to opt out.
Drivers who do not drive an excessively large mileage each month might benefit from purchasing a usage-based insurance policy, which measures your monthly mileage to calculate premiums based on this data.
If you want a cheaper Hyundai Azera car insurance quote, try cutting back on mileage each year and staying within speed limits. Selecting a higher deductible may also help lower rates; don't forget to ask about discounts available to safe drivers, good students or bundlers of homeowner or renter policies as these can save a bundle on car insurance costs!
Credit Score
Hyundai Azera drivers with higher credit scores tend to pay less to insure their vehicle, as insurance companies factor in risk of an accident claim when calculating rates. However, exact costs vary based on other factors like age and location as well as one's individual credit profile.
Insurance premiums for Hyundai Azeras are among the lowest of any large sedan in their segment, and drivers can anticipate paying approximately $1,538 annually or as little as $85 monthly for full coverage coverage.
Finding the most cost-effective insurance rates for your Hyundai Azera requires using an online quote tool, which lets you quickly compare quotes from multiple providers at once and quickly identify those offering lower premiums tailored to your driving profile.
When comparing quotes, ensure to include coverage options that are important to you. For instance, if it is important for you to ensure that in case of an accident that isn't your fault, Uninsured/Underinsured Motorist (UM/UIM) coverage may help cover medical bills, property damage expenses and other losses if another driver lacks enough liability insurance coverage to compensate you.
Another factor that could e nfluence your auto insurance premiums is your driver's age. A 20-year-old male typically pays more due to limited driving experience. Therefore, driving safely is key in order to keep costs at a minimum and prevent accidents at fault from incurring high premiums.
Insurance Company
Cost to insure a Hyundai Azera can depend heavily on several factors, such as its driver's age and driving history, location, coverage options, deductibles and credit score. Before making a decision it's wise to get quotes from multiple providers before making your choice; many drivers can save money by opting for higher deductibles, bundling policies or being safe drivers; there are even discounts for good students, safe drivers, multi-car owners (bundling) or homeowners (bundling).
The 2017 Hyundai Azera is an attractive car that comes equipped with many safety features at an attractive price tag, while remaining relatively cost-effective to own. The average national cost is below that of other vehicles while insurance premiums tend to fall around average among all vehicles compared. Liability coverage typically costs about $85 monthly while full coverage averages out to about $171; Mercury offers Mercury offers one of the more cost-effective policies with rates as low as $25 monthly for full coverage policies.
The Azera isn't only reliable and stylish; its standard safety features help reduce crash rates as well. These features include electronic stability control, rearview camera and driver assistance technologies that may lower car insurance premiums by up to 20%.
However, if you drive more miles or have an unfavorable driving record, your premiums could increase. To reduce risk and cut costs of high premiums, try driving safely and avoiding traffic violations; having a clean driving record could lower it up to 40%! You could also consider getting a usage-based auto policy as it will save money each month on bills; ideal for drivers who rarely take to the road yet still want low premiums.