Honda Pilot car insurance prices depend on its features, driver's risk profile and location. In general, newer vehicles tend to cost more for coverage.
Drivers typically opt for full coverage policies that include state-mandated liability along with comprehensive and collision coverage, which lenders require when financing or leasing vehicles.
Discounts
GEICO provides numerous discounts to help drivers save on Honda Pilot car insurance policies. Some discounts may depend on vehicle safety features while others depend on driver characteristics and habits; having a high credit score could even save drivers money by lowering risk profile. To learn more about GEICO discounts, obtain a free quote on their website.
On average, insuring a Honda Pilot costs approximately $1336 annually or around $112 monthly to insure. Rates can differ significantly by insurer and state due to how each carrier takes different factors into consideration when setting rates; some are more significant than others. To get an accurate idea of your annual premium costs for Honda Pilot car insurance policies, compare quotes from different carriers either online or over the phone - whatever works for you best!
Honda Pilot insurance rates depend on several variables, such as location and driver age/history/driving record. For instance, male drivers in Iowa or Illinois could expect to pay around $244 for full coverage; female drivers in more expensive California or Michigan areas could easily surpass this figure. Furthermore, your choice of coverage has an enormous effect on your rates; liability-only policies tend to be the least costly option; comprehensive and collision will typically incur higher premiums.
Insurance costs for the 2022 Honda Pilot are lower than for other midsize SUVs such as the Jeep Grand Cherokee, Toyota Highlander, Ford Explorer and Kia Telluride; however it is more costly than Subaru Forester and Nissan Murano due to their better fuel economy than that of Honda Pilot.
Drivers can lower the cost of Honda Pilot car insurance by decreasing liability coverage or dropping physical damage coverage on older models, saving an average of around $628 annually depending on deductibles and age of vehicle.
Safety features
The Honda Pilot SUV features many standard safety features that help drivers remain safer on the road, including anti-lock brakes, electronic stability control and airbags. While these features may help drivers remain safer while on the road and consequently lower insurance rates; other factors can have an effect on car insurance for this model, such as its age, location and driver history as well as state requirements that mandate certain coverage types that could increase or decrease its cost.
Drivers should shop around to find the most competitive Honda Pilot insurance rates. Different companies provide cheaper policies, and this may depend on factors like credit score and driving record. Drivers can get free quotes online from various providers so they can compare costs and discounts, selecting one that offers affordable coverage within their budget.
GEICO stands out as an affordable insurance option for the Honda Pilot, with average annual rates of $997. GEICO also provides lower rates from USAA, Allied and CaliforniaCasualty when providing full coverage including bodily injury liability liability, property damage liability liability as well as collision and comprehensive protection coverage for 2022 Honda Pilot models with full coverage policies.
Keep in mind that even the safest vehicles on the road may become damaged in an accident. Therefore, it's vital to have both an exemplary vehicle and enough liability coverage in case a crash does occur. Keep an able driver behind the wheel as the best protection.
The Honda Pilot earned five-stars in government crash tests and is designed to withstand side impact crashes. Furthermore, this vehicle can safely drive in snowy environments, while offering numerous safety features to reduce insurance rates and save drivers money like forward collision warnings, auto emergency braking capabilities, lane-keeping assist systems and adaptive cruise control with low speed follow features.
Age
Age can play an influential role in insurance rates for Honda Pilots. Newer cars tend to cost more, as their values decrease with age and thus decrease your premium costs; as vehicles depreciate over time, however, their value decreases and insurance costs drop accordingly. It is still wise to compare quotes from various companies since different insurers will take different factors into consideration when calculating rates.
Drivers with good driving records may qualify for a discount on their Honda Pilot car insurance premium, which could amount to as much as 7% of your total premium cost. Another way to save on Honda Pilot insurance premiums is limiting how far you drive each year; on average, Pilot owners drive 13,286 miles annually (compared with 11,673 nationwide), giving you a cheaper rate on Honda Pilot insurance policies.
Honda Pilot car insurance costs depend on many variables, including your location, driving record and credit score. But by being more careful when using and insuring your vehicle as well as shopping around for better rates you could significantly decrease them.
On average, Honda Pilot car insurance costs approximately $1,336 annually when full coverage including liability and collision are purchased. Liability coverage pays for medical bills, property damage and bodily injuries caused by your actions in an accident; most drivers find this essential. Collision coverage provides repairs for damage to your own vehicle in case it's involved in an incident; generally required when leasing or financing a Honda Pilot from lenders or leasing agents.
The Honda Pilot SUV is an attractive family choice due to its many safety features, making it a smart purchase decision. It has earned high scores in government crash tests and boasts excellent passenger and driver protection. Furthermore, its large storage space and fuel-efficiency make this an attractive vehicle choice. You can learn more about your Pilot's safety ratings by searching the Insurance Institute for Highway Safety database as well as review its recall history and issues.
Location
Location can have a dramatic impact on the rates for Honda Pilot car insurance rates. Every state approaches car insurance differently and your premium will depend on where you reside. Each carrier considers different factors when setting prices such as parts/labor costs, safety features, vehicle depreciation, recall records and more; thus it is wise to obtain multiple quotes and select the optimal option based on each individual carrier based on these variables. To get started quickly just enter your ZIP code below to receive free quotes!
The Honda Pilot SUV is a favorite among families, and its affordable insurance costs. According to our data table below, full coverage insurance for a 2023 Honda Pilot costs an average of just $1,696 annually - significantly cheaper than midsize SUV rates! GEICO provides various discounts that may help save you money when insuring a Honda Pilot, including driver and vehicle equipment discounts; visit their website or speak with a local agent to find out more!
Drivers of Honda Pilots can lower their premium by opting out of physical damage coverage. Because vehicles depreciate over time, leaving this coverage off could save an estimated $628 annually depending on policy deductibles and driver age.
Apart from location, drivers can reduce their car insurance premium by driving less annually. A driver who covers less mileage will have lower premiums as they are less likely to cause accidents; driving fewer miles could even help your Honda Pilot car insurance rate by up to one third!
As well as driving less frequently, another way to save on car insurance is selecting a higher deductible. A higher deductible will lower the amount of any claims filed and can therefore lower rates significantly; so before making a decision it is essential that you weigh all possible scenarios carefully before choosing one type over another.
The Honda Pilot SUV is renowned for being safe and fuel-efficient, offering great fuel economy. Equipped with advanced safety features that include Lane Departure Warning (LDW), it comes in several trim levels to meet different budgetary needs. Unfortunately, insuring one can cost over $1,500 annually.