The Porsche Boxster is an affordable car to insure, with full coverage costs estimated at about $138 monthly on average.
State Farm offers the least costly full coverage car insurance policies for Porsche drivers. On the other hand, Geico provides more expensive premiums for their Boxster insurance policies. Whichever insurer you go with, it's essential that you understand how much Porsche car insurance costs.
Liability Coverage
Liability coverage covers injuries and property damage caused by an accident that you cause, making it the cornerstone of auto insurance policies in every state. Standard liability coverage costs roughly $364 annually for a Porsche Boxster Convertible; additional optional coverage such as uninsured motorist and medical coverage can increase this total by around 10% to approximately $1,678 yearly.
As you shop for car insurance for your Porsche, take note of any discounts that might be available. Some of the more popular discounts include good/safe driver, good student, multi-policy and homeowner (bundling). If any qualify for these reductions in annual rate could significantly cut costs down over time.
Porsche Boxster insurance policies tend to cost more than average sports car policies, yet still less than comparable models from another brand. A Porsche Boxster will cost approximately $88 less annually to insure than a Ford Mustang and $240 less annually than a Dodge Challenger.
On average, full coverage Porsche Boxster car insurance costs about $1,680 annually or around $140-160 each month; this cost may differ depending on factors like your location and driving history.
Use our comparison tool to quickly compare Porsche Boxster insurance costs from various providers. It's free, simple and requires no personal data to begin use.
If you have questions or are concerned about the cost of car insurance, talk with an agent or representative from an insurance company. They can help determine what coverage best meets your needs while suggesting policies which offer great value and protection.
Your Porsche Boxster comes equipped with many safety features to reduce the risk of accidents and your insurance costs, such as anti-lock brakes, driver and passenger air bags, rollover protection system and Side Impact Protection System (SISP). Crash test ratings also have an effect on how much insurance premiums cost for this model car.
Collision Coverage
Purchasing a Porsche Boxster convertible car is an investment, and its insurance costs should reflect that. When leasing or financing a vehicle, finding competitive insurance rates tailored specifically to your driving circumstances is key. Many factors play a part in this determination such as driver age and record, location, credit history history and coverage options among others. To find out the total costs associated with insuring your Boxster car just enter your zip code for a free quote!
The standard Boxster comes equipped with a 300 horsepower turbocharged four-cylinder engine, partial leather upholstery, heated seats and dual zone automatic climate control. You can upgrade this vehicle with additional features such as Apple CarPlay, HD Radio satellite radio and seven inch touch screens; as well as optional rearview cameras and power operated soft tops.
Full coverage car insurance policies for Porsche Boxsters typically run about $185 monthly. This covers collision and comprehensive coverage. While these policies often come with higher deductibles than traditional policies, these costs can often be offset by lower premiums and a reduced risk profile for the vehicle.
Comparatively, the Boxster costs less to insure each year than other sports cars; $88 less per year than the Ford Mustang and $240 less than both Dodge Challenger and Chevrolet Camaro; its annual insurance costs also remain lower than those seen across all other sports cars.
Farm Bureau offers the cheapest Porsche Boxster coverage with rates that average around $138 monthly for full coverage, while Geico charges an estimated monthly premium of about $364.
As one of the premier luxury vehicles, Porsches have earned themselves a reputation for being expensive to insure. Due to their design, performance capabilities and expensive parts, rates may run high; however drivers can save by shopping around for quotes from various providers and taking advantage of any discounts that may apply.
The Porsche Macan is one of the least-expensive Porsche models to insure, with full coverage rates that are 11% below industry norms. Drivers should look for policies with low deductibles and an excellent driving history to help reduce costs.
Comprehensive Coverage
The Porsche Boxster is an unmistakable sports car designed for winding roads as well as highway driving, earning its place on Car and Driver's "Ten Best" list for eleven consecutive years. Not only can it handle turns well but its powerful engine provides exceptional acceleration; but what really sets this vehicle apart from others is its luxurious interior and strong reliability.
Insurance costs for this popular sports car are relatively affordable; with monthly coverage costs estimated to average approximately $105 and full annual coverage at approximately $1,260 annually; which is substantially less than the national average for sports cars.
If you want the lowest rates possible, shopping around can help. Lowering coverage limits can also save money by lowering premiums and monthly payments; but make sure that adequate liability protection exists should an accident occur.
There are various factors that impact the price of insurance for your Porsche Boxster Convertible. Your type of car and driving history are both factors in how an insurer calculates its premium; coverage options also have a big effect. With good grades and driving history behind you, it may be possible to negotiate lower premiums from insurers.
Age can also impact the cost of car insurance. Younger drivers usually pay more due to being considered riskier by insurance companies; however, if you're an attentive and responsible driver you could potentially reduce rates by selecting a higher deductible amount.
The Porsche Cayenne is the least costly to insure of all Porsche models, followed by the Macan and 911 sports cars. The Taycan Turbo electric vehicle stands out as being particularly costly due to its complex technology which may prove costly in repair costs.
Uninsured Motorist Coverage
The Porsche Boxster roadster has been available on the market since 1997 and remains a beloved favorite among sports car enthusiasts. This roadster's handling, powerful engine, and luxurious interior have earned it eleven consecutive appearances on Car and Driver's 10 Best list since 1997. Because this luxury sports car tends to cost more than others on the market when insuring, but costs vary depending on many variables.
Full coverage insurance for a Porsche Boxster typically costs $2,847 annually on average; however, this figure can differ widely depending on state and insurance company. Rates depend on factors like driver age, location, coverage level and credit history as well as single car policies which don't take advantage of discounts for multiple cars or any special offers that might be available.
Comparative to other sports cars, the Porsche Boxster is more cost-effective to insure than a BMW Z4 convertible and less costly than a Chevrolet Corvette. Furthermore, it costs approximately $88 less to insure than either Ford Mustangs or Dodge Challengers.
Insurance costs for Porsche's electric sports car, the Taycan Turbo, are significantly less than other models due to its quick acceleration from zero to 60 in under four seconds and lack of moving parts that wear down over time.
As with any vehicle, it's wise to conduct extensive research before selecting an insurer and policy. Also take into account its total value and whether uninsured motorist coverage might be worthwhile; this covers damage sustained from drivers who aren't covered.
Farm Bureau Insurance Company typically offers the cheapest rates for Porsche drivers, with full-coverage policies costing an average annual cost of $1,312. By contrast, Geico provides more expensive rates, costing approximately six times what Farm Bureau does for Porsche Spyder insurance policies.