Average Volvo S60 car insurance cost depends on various factors, including age, driving record and location of its owner. Shop around to ensure they find affordable coverage rates if possible.
Averagely, owners of Volvo S60 vehicles pay about $171 monthly for full coverage that includes both comprehensive and collision coverages, while liability-only insurance typically costs $82 monthly on average.
Age
The average cost of Volvo S60 car insurance depends on several variables, including driver age and history, type of coverage purchased and location. Since these prices can differ substantially among insurers, comparison websites can help drivers save both time and money by providing rates from multiple providers near them.
Young drivers are typically considered higher risks by insurance companies, leading to higher premiums due to limited driving experience and the greater likelihood of accidents. It's possible to lower these premiums with careful driving practices and shopping around for discounts such as good student, safe driver and multi-policy discounts.
Volvo S60s are also an attractive choice for young drivers due to their excellent safety ratings and ease of driving. While this can help bring down insurance costs, drivers should still shop around to find the most cost-effective deal and purchase optional extras such as roadside assistance, legal cover and lost key protection.
The 2023 Volvo S60 is an attractive combination of safety, comfort and performance in a compact luxury sedan. The 2023 Volvo S60 provides a smooth ride that can absorb most road imperfections; though not as sporty as some competitors it still manages to turn corners confidently and boasts an outstanding predicted reliability score of 77 out of 100 for this class.
Full coverage insurance on a Volvo S60 typically costs around $171 monthly or $82 for liability only insurance, which is above average for vehicles of this type and will likely increase with any accidents or traffic violations on your record.
Average repairs and maintenance costs for the Volvo S60 total $794 annually, including both scheduled and unscheduled repairs, such as electrical issues, transmission malfunction, or suspension failure. To reduce repair and maintenance expenses further, usage-based insurance provides drivers with options to pay based on how they use their car each month.
Driving record
Car insurance rates depend on many variables, including driver age and driving record, vehicle model and type, coverage deductibles/limits and location. Insurance costs also fluctuate by city with some cities having higher insurance costs than others. To find the ideal Volvo car insurance plan online rate calculator can help determine an average cost estimate and show savings potential by choosing different providers - saving both time and money!
The average cost of Volvo S60 insurance depends on a variety of factors, including its age and model; driving record of its owner; type of coverage selected and type of deductible option chosen. The annual insurance rate in the United States averages out to about $1,020 with comprehensive and collision coverage costing an average of around $172 and $230 respectively for comprehensive and collision options; these figure cover both liability coverage as well as medical expense protection coverage with an estimated $500 deductible applicable per coverage option and provide liability and medical expense cover as part of comprehensive and collision policies as well as medical expense protection coverage options with estimated $500 deductibles applicable for comprehensive and collision options and liability/medical expense coverage respectively.
Young drivers typically pay more for Volvo S60 car insurance than older ones, as the latter are less likely to get into accidents and make claims. Another factor affecting rates is driving history - with clean records often translating to lower premiums while adding points can result in higher premiums.
Volvo S60 car insurance can be expensive for young drivers or those with poor driving records, yet there are ways to lower its cost. Defensive driving courses or improving your credit score can help lower premiums; additionally, discounts may also be available to drivers with good driving habits who have completed safety training courses.
If you're searching for Volvo S60 insurance quotes, enter your ZIP code below and receive customized results within minutes. We have analyzed data from thousands of real-life drivers so that we can show the average costs per state, city and even postal code - giving you all of the tools to find an appropriate policy that suits your situation and budget.
Insurance company
Your choice of an insurance provider plays an integral part in your car insurance rates, and should always be carefully researched to find the most cost-effective policy. A great way to do this is by comparing quotes from various insurance providers, while searching for discounts that may reduce premiums - for instance if you have safe driving practices or good credit histories you could qualify for these savings, as well as online billing payments, payment plans or bundling policies with multiple insurers.
Insurance costs for the Volvo S60 can vary widely depending on factors like your age, driving record and location. A middle-age driver in New York City could expect to pay approximately one third less for insurance compared with someone living in Vermont - model year influences these rates as well.
The average Volvo S60 car insurance costs about $1,580 annually with full coverage. However, this estimate should only be considered an approximation as many factors could alter your insurance rate, such as your driving record, type of coverage selected and model year of vehicle.
If you want the cheapest Volvo S60 insurance policies, try getting quotes from several providers and using websites which allow for multi-policy comparison. These will save both time and money; plus they also let you compare other cars or models.
As well as your personal data, the make and model of your car also has an effect on its premium cost. For instance, a Volvo S60 with advanced safety features may have lower premiums than one without these features.
In some states, you may even find cheap Volvo S60 insurance by bundling two or more policies together for an overall "bundling" discount that could save up to 15% in premium costs. Other ways include selecting a lower deductible and purchasing comprehensive coverage policies.
Model year
The Volvo S60 is an elegant small luxury car renowned for its safety ratings and top-of-the-line amenities, but one of the costliest to insure. However, there are ways you can reduce your insurance rates with different carriers by comparing quotes to find the best deal; or by searching for discounts such as loyalty or good student discounts which may apply; regular vehicle servicing could also save money.
The average car insurance cost for a Volvo S60 depends on a variety of factors, including its driver's age and record, location and coverage level. All these elements could contribute to increasing or decreasing premium costs by as much as several thousand dollars each year; those under 25 paying the highest rates pay the most upfront; as drivers gain experience their rates decrease while premiums for drivers over 65 can become cheaper than younger drivers.
Another key factor in determining your car insurance rates is the model year of the Volvo S60 you drive. Newer Volvo models tend to attract lower insurance costs from insurance providers as they are seen as safer vehicles; in addition, newer Volvo models often come equipped with advanced safety features that could save money on car insurance premiums.
When searching for a Volvo S60, it's essential to compare rates in order to secure the lowest price. Use our free online tool below to instantly get a variety of personalized quotes by entering your ZIP code and starting to compare.
The 2020 Volvo S60 is an appealing small luxury car, recognized as an IIHS Top Safety Pick+ and equipped with standard crash avoidance technology that can either brake the car prior to impact, or automatically swerve away. Plus, its Google-powered infotainment system makes navigation simple.
The 2020 Volvo S60 has an MSRP starting from $37,750 and can be found in various trim levels. It comes equipped with advanced technologies such as blind-spot monitoring, auto-leveling headlights and lane departure warning - perfect for drivers seeking stylish yet safe cars at an affordable price point.