The Honda Pilot typically costs less to insure than most SUVs; full coverage typically costs approximately $88 a month for this SUV.
Drivers can save by reducing their coverage deductible, adding safety features and taking advantage of any discounts available from carriers - yet each carrier weighs each factor differently, which makes comparing quotes regularly essential.
Liability Coverage
The Honda Pilot boasts an above average safety rating and comes equipped with several features designed to prevent collisions and protect its occupants in case of an accident. Insurance companies consider various factors when calculating your rates; such as your driving record, credit score and personal details. Each company weights these differently; thus making it impossible to find the most affordable rate suited for your situation unless comparing quotes from multiple providers; enter your ZIP code above now to start shopping around!
Average liability coverage costs for a Honda Pilot average approximately $370 annually. Drivers typically opt for full coverage, which combines state minimum liability requirements with collision and comprehensive policies as well as medical expenses or repairs should they be hit by someone without sufficient coverage or an under-insured motorist. This type of policy also protects them in case their vehicle is hit by someone with limited or no coverage at all.
Liability rates depend on several factors, including state, model year of your Pilot and insurer. To obtain accurate rates that fit your situation precisely, take advantage of MoneyGeek's car insurance calculator.
This tool allows you to enter information about your driving profile and location to get an accurate estimate of Honda Pilot car insurance costs. Furthermore, the calculator enables comparison of quotes from multiple providers so you can find one with the most reasonable pricing for your unique situation.
Car insurance prices depend on a range of variables, including your driving record, trim level and model year of the Pilot you own, policy deductibles/limits chosen and more. Please refer to the chart below to view how these variables influence average prices.
To secure the lowest rates, practice safe driving by avoiding tickets or accidents and maintaining an excellent credit score to take advantage of discounts available to you. Also be sure to shop around and request multiple quotes each time your policy renews - that will ensure the cheapest insurance premiums.
The cost of insuring a Honda Pilot depends on a variety of factors, such as your driving record, vehicle age and model year as well as deductibles and limits imposed by your policy. It is crucial that you fully comprehend their impact before making a decision regarding auto insurance.
Collision Coverage
Car ownership involves many expenses beyond just purchasing the vehicle itself, with car insurance premiums becoming an additional expense that quickly adds up. Thankfully, Honda Pilot SUV is an economical model to own and insure with rates significantly less than average among midsize SUVs - however it is essential that you find an auto insurer that meets your individual needs as rates and discounts may vary between insurers - here are several companies who provide competitive Honda Pilot car insurance premium rates and can help reduce them significantly:
The Honda Pilot is an affordable family SUV and the 2020 model earned top safety marks from crash tests conducted by the National Highway Traffic Safety Administration. Equipped with features like a backup camera, blind spot monitoring and cross-traffic alerts - as well as its low repair costs - makes the Pilot an attractive insurance choice; however its cost may depend on various other factors like driving history and credit score so it is essential that drivers take steps to protect both aspects in order to maintain affordable premiums.
Another factor affecting the cost of Honda Pilot insurance is your age. Young drivers typically face higher car insurance rates than older drivers as they're perceived as greater risks on the road; this applies especially to teens as they often lack driving experience and tend to get into accidents more frequently than their counterparts. If you are young driver looking for cheaper rates, considering purchasing a family or shared policy might help significantly.
Your Honda Pilot car insurance rates depend heavily upon the coverage options you select and driving record, which in turn have an effectful result. Bundling policies with one provider and paying upfront can further bring down rates; there are also multi-car, safe driving and good student discounts that could lower them further; taking a defensive driving course could further lower them too as this demonstrates you as being safe and responsible behind the wheel.
Comprehensive Coverage
The Honda Pilot SUV offers drivers much to love. Not only is it known for its superior safety ratings, but also has many standard features such as Bluetooth, proximity key entry, 7-inch touchscreen with Apple Carplay/Android Auto compatibility and rain-sensing windshield wipers. Plus you can upgrade to Elite trim level to take advantage of amenities such as a surround-view parking camera system and ventilated front seats - for even greater comfort!
Honda Pilot insurance typically costs an average of around $1,336 annually with full coverage and about $700 with liability only coverage, though this figure will differ based on factors like location, driving record and age. For optimal rates it is wise to compare multiple insurers prices before making your choice.
Although the Honda Pilot is an economical vehicle to own and maintain, it is still wise to factor in car insurance rates when making your selection. While numerous factors play into your premium rates such as driving record or type of vehicle chosen - it is especially important if planning on purchasing newer model car, to understand exactly how much its insurance costs.
If you are curious to know more about the car insurance rates for the Honda Pilot, entering your ZIP code above can provide you with personalized quotes from a variety of companies and give an approximate idea of costs associated with full and liability only policies for your Honda Pilot.
Consider whether or not additional forms of coverage, like uninsured motorist or personal injury protection (PIP). PIP covers medical expenses and related damages should an accident cause by someone without car insurance occur; while not mandated in all states, having this protection in case an incident does occur is highly advised.
Underinsured Motorist Coverage
Honda Pilot car insurance rates tend to be more cost-effective than many other SUVs on the market, thanks to its lower ownership costs and great safety features (five-star NHTSA rating and standard equipment that helps keep costs low). There are other factors that influence its cost; understanding all aspects considered by insurance carriers will allow you to find an ideal policy deal.
The average cost of Honda Pilot insurance varies widely by state, driver age and coverage levels; so it is essential that drivers compare multiple quotes from multiple providers in order to find one with a rate best tailored for them. Each provider may weigh these factors differently and offer tailored plans suited specifically to meet your individual needs.
USAA typically offers the cheapest minimum and full coverage rates on Honda Pilot vehicles, while Geico also often has affordable offerings for drivers looking for midsize SUVs such as this Honda Pilot model. Switching your insurer could save hundreds or even thousands of dollars in some instances!
An additional factor influencing Honda Pilot car insurance premiums is your driving record. A clean record can result in lower premiums while riskier behaviors like DUI convictions can raise them considerably, so it is crucial that drivers maintain good records and stay away from violations or accidents whenever possible.
Not only can safe driving save you money when it comes to insuring your SUV, but there are other discounts you can take advantage of to lower premium costs such as bundling or multi-vehicle discounts, safe driving discounts and defensive driver course discounts; which could save up to 5% off premium costs for insuring Pilot.
Allstate collected and utilized data for its calculations of Honda Pilot car insurance cost calculations based on 2023 model year data collected by Columbus, Ohio driver who is 40-years old without prior accidents or traffic violations and drives an average of 13,000 miles annually, living in Columbus and driving from Columbus with no prior violations incurred yearly; their average Honda Pilot car insurance cost annually amounts to $1,566 annually.