Hyundai Azera drivers should expect to pay on average about $171 monthly for full coverage car insurance policies from Mercury; liability only policies could cost as little as $25 monthly.
An auto insurance rate depends on many variables; every driver should compare quotes in order to find the most beneficial deal. Below are a few key ones:
1. Vehicle age
Hyundai Azera vehicles come equipped with advanced technology and safety features that may raise car insurance rates above average; however, there are ways that drivers can lower these costs.
Step one in finding affordable car insurance is shopping around for the best possible deal. Different carriers consider policy factors differently, so getting multiple quotes from various companies - perhaps by entering your zip code into an online quote tool which provides personalized results quickly - is your best chance at finding affordable Hyundai Azera car insurance policies.
Once you have done your shopping around, don't forget to inquire about any discounts that might be available - such as good driver, student driver, multi-policy and homeowner (bundling) discounts which could reduce your car insurance rates significantly.
Consider how many miles you drive annually when making this decision. If your Hyundai Azera doesn't see extensive use, usage-based or pay-per-mile auto insurance could help save money - such policies offer low base rates with your bill calculated based on how many miles are driven each month.
Hyundai Azera GLS 4-Dr Sedan insurance costs average approximately $1,538 annually or $128 monthly, which is roughly $24 less than the national average cost for large sedans. Insurance prices differ by state; therefore it is important to compare rates before making your decision and view our car insurance comparison charts to see how your local area affects rates.
2. Vehicle type
Your vehicle makes a dramatic impact on your insurance rates, with safer, newer models typically having lower costs than older, less secure models. But this doesn't always hold true - for instance, a brand-new Hyundai Azera might have higher premiums than one from several years earlier.
A major factor that affects car insurance prices is how far you drive each year. Drivers who cover more miles must pay higher premiums; also, having multiple accidents on your driving record increases premiums further; it is therefore vital that drivers maintain a clean record in order to obtain optimal rates from insurers.
To find the best rates for your Hyundai Azera, you should compare quotes from multiple providers. Each insurer uses different calculations when setting their rates, so the prices can differ significantly between providers. Farmers Bureau tends to offer cheaper full coverage policies while Nationwide typically charges the most expensive rates.
Your state can have a big influence on your insurance rates, too. Drivers in rural areas tend to enjoy lower premiums compared to urban centers because they are less likely to experience accidents that lead to costly claims. Your geographic area also plays an integral part - some states are more vulnerable than others when it comes to natural disasters and other events that increase risk and consequently costs associated with repairs or replacements, making an informed decision crucial. It's wise to get several quotes and consider all your options carefully before making a final decision.
3. Driver age
Cost of car insurance for a Hyundai Azera can depend on its driver's age. Younger drivers tend to pay higher premiums than their elder counterparts; on average, male 20-year-old drivers typically spend over $3,064 annually while 20-year-old female drivers usually pay less than $2,278, a difference of approximately $786 annually in full coverage rates. Drivers over 50 typically enjoy lower premium rates as they are often seen as safer drivers with more experience on the road.
Drivers' premiums vary based on the type and level of coverage they select. Along with comprehensive and collision policies, many opt for additional types of coverage such as roadside assistance/towing coverage, gap coverage, personal injury protection and windshield replacement policies; although not mandatory. While such extras might not be essential to every policyholder's needs, they can add substantial value.
Another factor influencing insurance rates is a driver's credit score and driving history. Drivers with poor credit can expect higher premiums while those with clean driving records could see reduced rates. Drivers should always compare quotes from multiple insurers for the best possible price on their Hyundai Azera insurance policies.
To get an estimate of how much auto insurance might cost you, enter your ZIP code below and compare personalized quotes from multiple insurers. This will give you a good idea of the premium you may incur depending on factors like vehicle, driver profile and other considerations. Once you know this number, work with the insurance provider to make sure that you're paying what is appropriate - the right amount for adequate coverage!
4. Driver gender
Your gender plays a big part in your Hyundai Azera car insurance rates, typically with female drivers paying approximately one percent less each month owing to being more cautious drivers with reduced accident rates.
Hyundai Azera drivers who are over 50 can often qualify for various discounts to reduce insurance costs, including good student and safe driver programs and reduced rates for drivers over 75.
Full coverage insurance for a 2012 Hyundai Azera typically costs approximately $156, including both liability and collision coverage, which may be required if leasing or financing your vehicle. For drivers searching for cheaper rates, however, cheaper policies exist such as Gainsco which offer policies starting as low as $22 monthly for liability coverage.
Location plays an integral role in your car insurance rates, with those living in rural areas typically paying significantly lower premiums compared to drivers in larger metropolitan areas due to lower property damage claims risk in rural settings. This is due to insurance companies presuming that drivers living in these rural regions pose less of a threat of filing claims from property damage than drivers living closer to cities or towns.
Although each factor will affect your average Hyundai Azera car insurance rate, every provider weighs them differently - to make an informed decision it's always advisable to compare quotes from multiple providers before making your final choice. Simply enter your ZIP code below to discover which insurer offers the cheapest rates based on your specific vehicle and driver profile.
5. Driver location
Location plays an integral role in determining the average car insurance rates for a Hyundai Azera; rates depend on multiple factors including driving record, vehicle model and driver age. On average, rural areas tend to experience lower costs than more densely populated regions as these areas typically experience fewer physical damage claims.
Finding an affordable auto insurance rate can be challenging. That's why it's wise to shop around and compare quotes from multiple carriers at once; all it takes to do this is entering your ZIP code below to receive free personalized quotes in minutes!
On average, insuring a 2012 Hyundai Azera with full coverage costs about $156 monthly; however, some insurers can offer policies for as little as $79 each month. Gainsco provides some of the lowest rates available with rates often as low as $22. StateAuto and Mapfre also rank highly with rates as low as $31 monthly premiums for this vehicle model.
The 2023 Hyundai Azera sedan is their flagship model, equipped with some of their most cutting-edge safety features such as adaptive cruise control, lane departure warning, and anti-lock brakes. Furthermore, this car also comes equipped with an innovative infotainment system featuring an expanded touchscreen interface and wireless charging capabilities.
Even with its luxurious appearance, the Azera remains an economically advantageous large sedan to insure. It ranks fifth out of ten vehicles in its segment for most affordable rates with full coverage policies typically costing about $1,538 annually; that's $24 less than the segment median and represents considerable savings annually.