Ford Edge car insurance costs can depend on your risk profile, vehicle model and coverage level. To see how much it would cost to insure your Ford Edge, enter your ZIP code into our car insurance quote tool and use our car insurance quote tool.
The Zebra provides rates from top auto insurers so you can find the most cost-effective coverage plan for your Ford Edge. Liability coverage typically costs $372 annually.
Cost of a Policy
The Ford Edge SUV is an acclaimed vehicle, providing plenty of space and versatility. Additionally, it is recognized by both professional and consumer organizations for being one of the safest cars on the road; this rating will likely help lower insurance rates as will being fuel efficient model.
When shopping for low cost Edge insurance policies, it is wise to compare quotes from multiple providers. Car insurance costs depend upon a range of factors including age and driving history as well as location and credit score. Furthermore, certain coverages such as full glass or towing and labor coverage could help save you money on premiums.
On average, insuring a Ford Edge costs approximately $1,633 annually to insure. This represents an excellent value among SUVs, beating out other popular models by $592 annually. These figures come from comparative studies conducted by multiple car insurance providers assuming a 40 year old driver with good credit driving 13,000 miles annually with full vehicle coverage as per comparison studies conducted. Furthermore, no discounts for multi-car or other discounts were taken into consideration when creating this estimate.
Young drivers typically pay more for Ford Edge coverage than older ones due to less experience behind the wheel and being more likely to become involved in accidents. With time, however, as your experience grows, so too will your Ford Edge car insurance premiums decrease. Women tend to pay less because they're less likely to become involved in collisions that could drive up premiums.
Car insurance rates for the Edge are also dependent on how often it's driven. Drivers who use it only for commuter purposes or business will typically enjoy lower premiums; those using their Edge for leisure-based activities such as weekend drives may incur higher premiums.
Your state will also play a big part in determining the cost of Ford Edge insurance, since insurance rates vary considerably from state to state and are set there. Drivers in Michigan and New York tend to pay higher premiums compared to drivers from cheaper states like Illinois or Wisconsin.
Cost of a Comprehensive Policy
Comprehensive Ford Edge car policies typically cost around $108 to $1,296 annually depending on factors like driver risk profile and model of the car - for a more accurate quote it is essential that drivers enter their ZIP code into our free quote tool below and compare prices.
Liability car insurance is an integral component of every auto policy and required in most states. It covers any costs related to an accident you cause, such as medical bills and property damage costs; additionally it will pay for any repairs or replacement expenses related to damage done to your own vehicle in an incident. Liability coverage typically costs less than collision policies.
As part of their vehicle purchase decision, many drivers consider the total cost of ownership, including car insurance premiums. This is especially relevant for drivers seeking an entry-level vehicle such as the Ford Edge with its lower MSRP; to minimize this expense it is imperative that they shop around for competitive car insurance rates and find one with reasonable premiums.
As well as considering the costs associated with liability policies, comprehensive policies must also be included when budgeting. Comprehensive policies offer added protection in case your vehicle is damaged due to fire, theft or flood, as well as being required by lenders in many cases if financed or leased.
Beyond considering the costs associated with comprehensive policies, you will also need to factor in how many miles you drive annually. This is important because many insurance providers base vehicle premiums on how they are being used; vehicles used primarily for commuting or work may incur higher premiums than vehicles used solely for pleasure driving.
When comparing car insurance quotes, be sure to closely evaluate each policy's details rather than solely the monthly price. Insurer quality, deductible amounts, and coverage limits all have an effect on how much your policy ultimately costs; so Car Edge advises getting quotes from multiple providers to make sure that you receive the most cost-effective rates.
Cost of a Collision Policy
Comparatively to other midsize SUVs, the Edge stands out as one of the least costly to insure annually. It costs $240 less a year than insuring the Jeep Grand Cherokee; $382 less than Toyota Highlander; and $10 less than Ford Explorer.
Ford Edge owners looking for affordable insurance should seek comprehensive policies with lower liability limits as these may be more cost-effective than full coverage policies, which typically have higher liability limits and collision protection. To secure competitive rates, drivers should shop around frequently and compare quotes because insurance rates fluctuate and policies that were once inexpensive may now become prohibitively costly.
Drivers can lower the cost of Ford Edge insurance by maintaining a clean driving record and keeping their car in excellent condition, as well as taking shorter than average journeys. Most insurance companies base their rate structure around how a vehicle is used; drivers who cover less mileage tend to receive lower premiums than those who rack up lots of miles each month.
Other factors affecting the cost of Ford Edge policies include age, driving history, credit history and type of insurance company. Young drivers typically face higher rates; however they may find ways to lower them through discounts offered by their insurance provider or incentives available through them. The best way to locate a budget car policy for a Ford Edge is to shop around and compare quotes from multiple providers.
Average car insurance rates for the Ford Edge can vary greatly by state and insurer, but most drivers can anticipate paying approximately $1,494 annually or around $125 monthly for full coverage - including liability, medical, and collision coverage. Liability covers property damage to third parties while collision covers physical damage to your own vehicle - both are required by most lenders if leasing or financing your car.
Mile Auto offers the least expensive Ford Edge insurance policies with their liability only policies starting at just $16 monthly, followed by CaliforniaCasualty, Encompass, AnswerFinancial and Verti.
Cost of a Liability Policy
Ford Edge drivers face many factors that influence the cost of car insurance for their vehicle, including model, make and model year as well as individual driver risk profile and coverage limits. Furthermore, some states mandate different levels of coverage which will either increase or decrease premiums accordingly. Driver location has an enormous effect on this figure - rural locations tend to experience lower claims frequency compared to larger cities reducing chances of an expensive claim and thus helping keep insurance premiums in check.
Ford Edge insurance rates average approximately $49 monthly for liability only coverage and $116 with full coverage, but it's wise to compare multiple policy renewal quotes before selecting one provider. A good way to do this is with comparison websites which allow drivers to enter their ZIP code and obtain quotes instantly from multiple companies in minutes - also providing details on discounts or coverage options which could lower Ford Edge premiums further.
Discounts available may include bundling policies, maintaining good driving records, paying small claims directly out-of-pocket and maintaining higher deductibles on policies. Drivers looking for additional savings should look into usage-based or pay-per-mile car insurance - designed specifically to measure how often drivers are driving and reward them with discounts accordingly.
Age can also play a factor in the price of Ford Edge car insurance, since younger drivers tend to experience more accidents and tickets resulting in the need to file claims. With age comes reduced rates as drivers become less likely to get into accidents; female drivers typically pay less since they tend to be safer drivers and therefore less likely to file claims than men. Additionally, women tend to pay less as a percentage as compared with men for Ford Edge insurance due to being safer drivers who tend to file less claims overall.