Car insurance rates for the Ford Flex Wagon can differ widely based on factors like driver age, model year and coverage options. To get accurate and up-to-date rates in your specific location and driver profile enter your ZIP above.
The Ford Flex is known to have lower than average car insurance costs compared to similar vehicles, likely thanks to its outstanding crash test ratings and impressive powertrain options.
Liability Coverage
The Ford Flex is a stylish midsize SUV with plenty of customization options and affordable insurance costs; whether opting for liability only coverage or full, its average cost should not exceed $75 monthly; though other factors such as driver age and location could impact this figure.
Liability coverage is an essential form of car insurance that pays for damages to other people's property or injuries caused by you in an accident, including your own. Standard liability insurance costs $390 on a Ford Flex Wagon while collision coverage pays for damage done to the Ford itself when involved in an accident; typically lenders require collision insurance as part of financing a vehicle purchase agreement; this standard coverage costs $570.
If you want to save money on Ford Flex car insurance, adding safety features or decreasing coverage levels could lower the cost. Installing antilock brakes or having an outstanding driving record may earn discounts; alternatively, increasing your deductible could lower premiums as well.
Key features in a Ford Flex include antilock brakes, front side airbags and full-length side curtain airbags; parking sensors in the rear; MyKey system that allows owners to set restrictions for valets or teenage drivers; blind spot monitor with cross traffic alert and inflatable second row seat belts can also be added as add-on options.
No matter the trim level you choose, this model boasts some of the highest crash test ratings for sport utility vehicles. Furthermore, it comes equipped with convenience and entertainment features like Sony Premium audio with Ford SYNC communication technology, voice activated navigation and leather upholstery making this an excellent budget pick for families looking for their ideal SUV.
Collision Coverage
The Ford Flex SUV is an elegantly designed vehicle, boasting advanced safety features. These include a rearview camera, power rear liftgate, 2nd row captain's chairs with power Autofold mode, 4-panel Vista roof and optional all-wheel drive and Park Assist active parallel parking aid. In crash testing by the Insurance Institute for Highway Safety it earned top scores - "Good" ratings in moderate overlap frontal offset and side impact tests as well as acceptable ratings in head restraint and roof strength assessments; in Edmunds brake tests a Flex Limited came to a complete stop from 60 mph in just 120 feet which was faster than average for its class!
The Flex offers several standard safety features that can reduce car insurance premiums, including electronic stability control and keyless entry. Insurers consider these factors when calculating your rate; another important influencer on this calculation is your driving history - with a clean record your rate should be significantly less than someone with poor records.
Liability coverage is often required as part of a comprehensive insurance policy, providing for any medical costs or property damage you cause in an accident. But for added peace of mind and damage reimbursement coverage following an incident, collision coverage could also provide more comprehensive protection - paying out damages regardless of who was at fault in an incident and covering rental reimbursement if your vehicle needs repair or replacement following an incident. Furthermore, any lienholders or financing institutions likely mandate having both collision and comprehensive coverage to keep a lease or loan agreement valid.
Many factors influence your insurance rates, including where you live, age and driving history. To find the lowest possible rate it's wise to obtain quotes from multiple insurance providers - try an online car insurance comparison tool like The Zebra to quickly compare hundreds of car insurers within minutes - alternatively speak with an agent locally about your unique circumstances and get their quote directly.
Comprehensive Coverage
Ford Flex owners have several levels of comprehensive coverage available to them. The most economical policies typically cost approximately $170 annually; however, these prices could differ depending on your driver profile and policy specifics.
Comprehensive auto insurance provides coverage against damage incurred from events not covered by collision policies, like theft or weather-related issues. Most lenders require comprehensive coverage when financing or leasing a vehicle.
Ford Flex models that are the least costly to insure are the front-wheel drive SE and SEL FWD models, while AWD Limited Ecoboost models are more costly yet also faster, reaching 60mph in under nine seconds and stopping from that speed in 120 feet - faster than its class average stopping distance of 180.
Safety-wise, the Flex earned top scores from Insurance Institute for Highway Safety crash tests including moderate overlap frontal-offset test. Furthermore, side impact and roof strength tests earned good ratings while head restraint tests earned "Acceptable."
Age plays a huge part in determining insurance premiums; generally speaking, younger vehicles tend to attract lower insurance rates while older ones often attract higher ones.
As part of your insurance costs, having a clean driving record will have an enormous effect. Going three years without tickets or accidents should help to lower rates significantly - plus students may even qualify for discounted rates!
Last but not least, it is important to take into account the amount of mileage that you drive on an ongoing basis. If you rarely go on long drives or use your Flex much, usage-based or pay-per-mile car insurance might be right for you; these policies charge a small base rate each month before calculating your bill according to how many miles are driven each month - often leading to reduced premiums than traditional auto policies; but always check with a representative prior to switching plans.
Uninsured/Underinsured Motorist Coverage
Uninsured/underinsured motorist coverage on your Ford Flex can help cover medical bills or other costs if you are injured by a driver without auto insurance. This coverage should provide at least $100,000 per person and $300,000. Having this protection if financially possible is recommended - particularly if your area has high rates of uninsured drivers.
Ford Flex models now feature heated side mirrors on SE models and push-button start for SEL models, while Limited models add heated steering wheels and more interior color options. Other than these upgrades, little has changed.
Safety features that can lower car insurance rates include antilock brakes, front side airbags, full-length side curtain airbags and rear parking sensors. In addition, rearview cameras come standard on all models while optional equipment includes blind spot monitors with rear cross traffic alerts and inflatable second row seatbelts for improved passenger protection. Other available features include emergency telematics via paired cell phones, remote engine starting capability and Ford MyKey systems which allows owners to set limitations for valets or teenage drivers.
Car insurance rates depend on many variables, including your location, driving record and type of vehicle you drive. Maintaining an impeccable driving history by not receiving tickets or getting involved in collisions will help lower rates significantly. When considering purchasing a new car it's advisable to shop around and compare prices before making your final decision; online tools like The Zebra can quickly gather quotes from multiple providers within minutes.
StateAuto and Ohio Mutual offer competitive car insurance rates starting as low as $19 monthly, followed by Aspire, FirstChicago and Mile Auto. Drivers who possess excellent credit histories often benefit from lower car insurance premiums; however other factors can impact your rate such as how often and for how long you drive your Ford Flex. Men typically tend to pay more due to being involved in more accidents and receiving traffic violations; shopping around and comparing car insurance prices could save hundreds each year on your Ford Flex policy premium.