Ford Escape car insurance cost can depend on a variety of factors, but those which matter the most include your location, driving record and age.

Auto insurers calculate these attributes differently, and one way to find affordable policies is through personalized quotes and comparison. Our quote tool makes this easy.

High-risk drivers pay higher rates

The Ford Escape SUV is generally an affordable one to insure, though individual rates will depend on many different factors that insurance carriers take into consideration when setting premiums and weigh differently. To find the lowest premium rate possible on your Ford Escape insurance policy, it's wise to obtain personalized quotes and compare prices.

The average cost of insuring your Ford Escape depends on several factors, including your driving record, age and location. For instance, recent tickets or accidents will increase premiums significantly; similarly, living in areas susceptible to bad weather or car accidents could also impact rates significantly.

Ford Escape insurance costs can also vary based on the model year of their car. Older vehicles tend to cost less to insure due to being less likely to be stolen and having lower repair costs; increasing physical damage deductibles can also help bring down auto insurance premiums.

Your credit score also has an effect on how much you'll pay for a Ford Escape. While many factors don't directly correlate to driving risk, having low scores may make insurers see you as higher-risk drivers and lead them to charge you more in premiums.

MoneyGeek's ranking system takes many factors into consideration, such as customer satisfaction, affordability and complaints; after conducting extensive research we determined that USAA provides the cheapest insurance policies for this vehicle model followed by GEICO and StateAuto.

Consider also comparing your options depending on where you reside. Some states, like Michigan, require significantly higher coverage levels while Maine tends to offer much more reasonable rates. Furthermore, check your zip code to see how rates change locally.

Younger drivers pay more

Ford Escape car insurance costs can depend on many variables, including your personal driver profile, the year and model of the vehicle and trim level, driving record and deductible selections. Older vehicles tend to cost less to insure than their newer counterparts, while more experienced drivers with no traffic citations tend to see lower premiums; increasing physical damage deductibles from $500 or $1,000 could save $238 or $466 annually for 40 year-old drivers and $466 annually for 20-year-old drivers respectively.

Location can also have an effect on auto insurance premiums. Rural areas tend to experience fewer accident claims and, thus, lower premiums; cities and metropolitan areas usually experience more accidents with higher premiums. If possible, moving closer to suburban areas might help lower Ford Escape insurance costs.

As a small SUV, the Escape is generally less costly to insure than other comparable vehicles; full coverage policies costing nearly 10% less while liability only policies cost about $17 less each month.

Price for Ford Escape car insurance varies significantly by state; rates in Iowa, Maine and Idaho tend to be significantly less expensive than Michigan, California and Hawaii for instance. Your credit score and risk profile also play a vital role in how much car insurance premiums you will have to pay each year.

If you're shopping for a new car, take the time to thoroughly research all your options before making a decision. Make sure you compare features and costs associated with each model before making a decision based on price alone. It may be worthwhile shopping around and gathering quotes from multiple insurers so as to find one with affordable Ford Escape insurance rates.

Women pay less

Ford Escape SUVs are popular, yet insurance rates for them can differ widely depending on factors like driver age, state and company. To make the most of reduced auto insurance prices and save money with usable coverage at low costs, shop around! Our car insurance comparison tool gives real quotes tailored specifically for your individual needs.

An average middle-aged driver with a clean driving history should expect to pay around $1,416 annually for full coverage for an SUV model. This amount exceeds the national average by $741; however, these numbers reflect sample drivers only and assume a policy with $500 deductible and minimum liability limits is included; rates don't take into account discounts like multi-car or home ownership policies and may differ accordingly from your true car insurance costs.

Accidents or tickets may increase Ford Escape car insurance premiums, although this is less common among younger drivers. Cost can also depend on whether or not you live in a big city; cities often feature higher traffic counts with more people on the roads; whereas smaller towns tend to feature lower population counts and thus lower accident risks; therefore leading to reduced car insurance costs overall.

One way to save on auto insurance premiums is to build up a strong credit score. Drivers with higher credit scores tend to be considered safer drivers and could lead to reduced premiums; so it's wise to keep an eye on your report and work on raising it as often as possible.

Your occupation can have an enormous effect on the cost of auto insurance. Certain professions, such as engineering, nursing, law enforcement, farming and firefighting often qualify for discounts that could save up to $178 annually on Ford Escape auto insurance policies.

Michigan, which requires higher mandatory coverage limits, typically has the most costly Ford Escape car insurance premiums of any state, averaging approximately $1,630 annually for full coverage. Meanwhile, states such as Iowa, Maine, and Idaho offer less costly policies; drivers can expect to pay approximately $760 annually.

Where you live matters

The cost of Ford Escape car insurance varies considerably depending on where you live. For instance, in areas with higher crime rates or safety ratings such as lower accident claims rates your rate could likely increase accordingly. Furthermore, your state can also play an impactful role - some states such as Iowa, Maine and Idaho offer low premiums while New York, Louisiana and Michigan boast some of the highest.

Driving records also play a large part in your Ford Escape car insurance rates; having tickets or accidents increases them dramatically. Furthermore, outstanding debts on your vehicle could impact its premium as well.

Make sure to remember that the model year of your vehicle can have an effect on its car insurance rates. Newer cars typically cost more to insure due to higher value and costlier parts; however, Ford Escape models tend to be relatively less costly to insure than older ones.

When looking for affordable Ford Escape car insurance policies, the key to finding one at an affordable rate is shopping around and comparing multiple quotes from various providers. Doing this will enable you to identify which policy best meets your needs and budget - AnswerFinancial offers some of the lowest costs with coverage starting as low as $33 a month for liability only coverage!

If you don't drive often, Metromile provides pay-per-mile car insurance that can further cut down the costs of owning and insuring a Ford Escape car. This type of policy provides drivers with infrequent or short commutes with pay-per-mile coverage that only charges them for the miles driven. To see how your Ford Escape car insurance varies based on factors like location, model year, driving record and more simply enter your ZIP code into The Zebra's free quote tool now!